Best Pet Insurance For Boxer Dogs: Cost, Quotes & Plan Comparison
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This is the most comprehensive guide to finding the best pet insurance for Boxers.
Are you in the market for pet insurance for your boxer dog? If so, you’re likely trying to figure out which company has the best rates and coverage. And if pet insurance is worth it?
In this blog post, we’ll compare the cost of pet insurance plans from the best providers and give you tips on how to get the best quotes. Plus, we share advice on what to look for when choosing a plan and the top reasons to consider Boxer dog insurance. Let’s get started!
- Top Picks Insurance
- What Is Pet Insurance?
- How Much Will I Pay?
- Is Boxer Pet Insurance Worth It?
- Best Boxer Pet Insurance Reviews
- Healthy Vet Visits & Emergencie Cost
- Pet Insurance For Boxer Puppy
- Pet Insurance Types
- What Is Not Covered?
- How to Pick Pet Insurance?
- Should I Get Boxer Pet Insurance?
The Best Pet Insurance Companies For Boxers
Below are Canine Bible’s top 3 picks for the best pet insurance for Boxers.
You can click this link to go straight to the reviews, but we encourage you to keep reading to make a more informed decision about getting pet insurance for your Boxer.
- Healthy Paws: Best overall pet insurance for your Boxer.
- Embrace Pet Insurance: Great for curable pre-existing conditions.
- Pets Best: Best value for your wallet.
What Is Pet Insurance?
Pet insurance is a health care policy for your pet that reimburses you for certain veterinary expenses and related fees, ensuring your savings are protected. Pet health insurance is a policy that comes with a monthly premium. If your pet is sick or injured, you submit a claim to the insurance agency for reimbursement.
How Much Does Pet Insurance Cost For Boxers?
Boxer’s dog insurance prices will be based on your pet’s pre-existing health conditions, gender, age, location, and other factors.
Keep in mind rising vet costs due to advances in technology and an increasing number of claims in the location where you live can make your monthly payment increase. For instance, if your Boxer is quoted at $55 per month today, that price is subject to change.
We compared quotes for plans for Boxers with three popular pet insurance providers to help you find the best fit for you in terms of monthly premiums and coverage.
We chose three Boxers at different stages in their life. An adult Boxer (5 years old), a young Boxer (1-year-old), and a puppy Boxer (3 months old).
Pet Insurance Quotes For Boxers
Check out this Pet Insurance Comparison table for Boxers.
| Company | Deductible | Reimbursement | Annual Reimbursement Limit | Monthly Price | Location | Gender | Breed | Age |
|---|---|---|---|---|---|---|---|---|
| Healthy Paws | $500 | 70% | Unlimited | $101.57 | Atlanta, Giorgia (zip code: 30305) | Male | Boxer | 5 years |
| Embrace | $500 | 70% | $30,000 | $84.63 | Atlanta, Giorgia (zip code: 30305) | Male | Boxer | 5 years |
| Pets Best | $500 | 70% | Unlimited | $46.88 | Atlanta, Giorgia (zip code: 30305) | Male | Boxer | 5 years |
| Healthy Paws | $500 | 70% | Unlimited | $64.35 | Portlan, Oregon (zip code: 97204) | Female | Boxer | 1 year |
| Embrace | $500 | 70% | $30,000 | $116.42 | Portlan, Oregon (zip code: 97204) | Female | Boxer | 1 year |
| Pets Best | $500 | 70% | Unlimited | $38.36 | Portlan, Oregon (zip code: 97204) | Female | Boxer | 1 year |
| Healthy Paws | $500 | 70% | Unlimited | $49.31 | Topeka KS (zip code: 66603) | Female | Boxer | 3 months |
| Embrace | $500 | 70% | $30,000 | $68.11 | Topeka KS (zip code: 66603) | Female | Boxer | 3 months |
| Pets Best | $500 | 70% | Unlimited | $33.80 | Topeka KS (zip code: 66603) | Female | Boxer | 3 months |
So, how much are you expected to pay for canine insurance for your Boxer?
If you get Pet Insurance for your Boxer, you can expect to pay between $34 to $116 per month. Depending on where you live, what deductible, and the reimbursement percentage you choose, you may spend more or less.
*NOTE: The quotes we ran were for dogs with no pre-existing conditions. All quotes are from February 2022.
Is Pet insurance For Boxers Worth it?
A decision to purchase Boxer pet insurance depends on some factors, such as the type of pet you have, your risk tolerance, and your financial situation.
Suppose your Boxer is catching a severe disease or being injured in an accident, costing thousands of dollars at the vet. So, To prevent hurting your finances and make sure your dog receives proper treatment, it is always better to purchase pet insurance. If an unexpected accident or illness strikes, you’ll be reimbursed 70% to 90% of the vet bill (depending on your plan).
Here are the three main reasons you should consider getting pet insurance for your Boxer.
1. Avoid Deciding Between Your Wallet & Your Boxer
USA Today reports that many dog owners have had to make the terrible decision to euthanize their pup because they didn’t have the money to pay for surgery or treatment.1
With pet insurance, you are to seek out medical care for your sick or injured Boxer without worrying about financial difficulties.
On average, the most common dog treatments cost $252.75, while a more severe and common condition in Boxers, like Spondylosis Deformans, can cost between $3,000 – $5,000 to diagnose and treat.2
2. Accidents
According to a survey conducted by the American Pet Products Association, nearly 70% of households in the U.S. own a pet, and it’s estimated that 1 in 3 will need emergency veterinary treatment every year.
So, how does that translate to Boxers numbers?
According to the latest survey, there are roughly 90 million dogs in the U.S.3 So, 33% (1 in 3) of the Boxers population may need emergency care this year.
This could lead to massive vet bills. In fact, the average cost of unexpected veterinary care for dogs is between $250 to $8,000, says Healthy Paws in a recent report.4
Having a good pet insurance plan will cover the majority of the vet costs as most pet insurance policies reimburse up to 80% (some go up to 90%) of total vet expenses after deductibles.
3. Common Health Issues For Boxers
Still, not convinced your Boxer dog needs coverage?
The following table depicts Boxers’ most common health conditions that they are likely to develop. We also include the level of risk (susceptibility to each health condition) and how much you are expected to pay.
| Condition | Risk | Cost to Diagnose & Treat |
|---|---|---|
| Cardiomyopathy | High | $500 - $1500 |
| Spondylosis Deformans | High | $3000 - $5000 |
| Aortic Stenosis | High | $500 - $1500 |
| Bloat | High | $1500 - $7500 |
| Hypertrophic Osteodystrophy | High | $200 - $1500 |
| Colitis | High | $500 - $3000 |
| Cryptorchidism (one testicle inside the body) | Medium | $100 - $350 |
| Perineal Hernia | High | $1000 - $1500 |
| Hypothyroidism | High | $300 - $800 first year, $700 each additional year |
| Sick Sinus Syndrome | Medium | $5000 - $15000 |
| Seasonal Flank Alopecia | Low | Various |
| Pulmonic Stenosis | Medium | $5000 - $10000 |
| Congenital Heart Defect | High | $2500 - $5000 (Medicine $30 - $100 per month) |
| Cancer | Medium | $8000 - $15000 |
| Indolent Corneal Ulcers | Low | $600 - $700 |
Data Source: Embrace, Way Walking & Eye Specialists For Animals.
Other Reasons To Get Dog Insurance For Your Boxer
- Delivers peace of mind
- Can cover your pet’s hereditary condition
- Avoid veterinary rising cost
- Can help you find your missing/stolen pet
- Can cover third-party liabilities
- Helps you save money
PRO TIP: If you know your dog breed is prone to develop certain health issues, we highly recommend getting a pet insurance policy when your dog is still healthy. If your dog does develop chronic conditions down the road, you’re guaranteed reimbursement for these issues throughout your dog’s life.
Pet Insurance for your Boxer can spare you a lot of financial trouble. Chronic health conditions, emergencies, and vet visits can rack up costs throughout your Boxer’s life.
Best Pet Insurance For Boxers
Meet Canine Bible’s top picks for Boxer’s pet insurance.
We’ve reviewed each company based on specific breed needs, customer reviews, affordability, and other factors to help you choose the right company and coverage for your Boxer.
Healthy Paws (Best Overall)
What are the advantages of Healthy Paws for your Boxer?
There are no caps on payouts when you file a claim under a Healthy Paws insurance plan.
A Healthy Paws insurance plan may cover accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care.
They have competitive premium prices. We ran a quote for a healthy Boxer at a $500 deductible, with 70% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $49 and $101.
With Healthy Paws, you can start protecting your Boxer at just 8-weeks old. You can protect them from anything like a pesky bee sting to parvo.
Once you pay your deductible, there is no limit on the amount your policy can reimburse you. It also has fewer coverage exclusions compared to many competitors. Healthy Paws states that they pay 99% of claims in two days.
Embrace Pet Insurance Review (Great For Curable Pre-Existing Conditions)
We recommend Embrace Pet Insurance if your Boxer has a curable pre-existing condition!
Most pet insurance companies do not cover pre-existing conditions, but Embrace distinguishes between curable and incurable pre-existing conditions. They can cover curable conditions after 12 months of symptom and are treatment-free.
Based on our research, if you sign up with Embrace, you can expect to pay between $68 and $116, but prices may vary depending on your location, Boxer’s age, and other factors.
From tooth extractions to torn ligaments, Embrace has you covered when your Boxer gets hurt unexpectedly. They can also cover Hypertrophic Osteodystrophy treatment, which Boxers are prone to, as long as they were diagnosed after coverage.
Most claims are handled relatively quickly (10 to 15 business days on average), and after-hours treatment facilities are also covered.
Also, your Boxer’s annual deductible goes down $50 each year you don’t receive an accident or illness claim reimbursement.
*Wellness Rewards not available in Rhode Island.
Pets Best Review (Best Value)
Pets Best offers excellent pet insurance coverage for your Boxer, but that’s also affordable.
To estimate your monthly premium, we ran a few quotes for a healthy Boxer at a $xxx deductible and a 70%, 80%, and 90% coverage. Based on our research, you can expect to pay between $34 and $47, depending on your location, pet’s age, gender, and other factors.
This company has no upper age limit so that you can enroll your aging Boxer in a plan no matter their age. Keep in mind that rates go up depending on your pet’s age.
Their plans cover emergencies, cancer, illnesses, and other situations your senior dog may encounter. It even includes access to a 24/7 Pet Helpline so you can speak with a veterinarian any time.
It typically has a reasonable claim repayment time of 2 days if you have a direct deposit. If you don’t, it will take between 5-7 days.
Average Cost of Boxers Vet Bills (Vet Visit vs Emergencies)
When you think about vet bills, two things come to mind: regular vet visit cost vs. emergency visit costs.
If you don’t have pet insurance or a wellness plan, you can see how much each type of visit will cost in the following table.
Healthy Vet Visits
- Puppy vaccinations: $75-100
- Flea & tick prevention: $40-200
- Heartworm prevention: $24-120
- Spay or neuter surgery: $200-800
- Annual exam: $240-600
- Teeth cleaning: $200-500
- Microchip: $40
Emergency Vet Visits
- General consultation/exam: $100-$150
- General bloodwork: $80-200
- X-rays: $150-$250
- Ultrasound: $300-$600
- 1-2 day hospitalization: $600-$1,700
- 3-5 day hospitalization: $1,500-$3,500
- Wound treatment & repair: $800-$1,500
- Emergency surgery: $800-$2,500
- Oxygen therapy: $500
Sources: Emergency Vets USA & Rover
Pet Insurance For Boxers Puppy
Should you get pet insurance for your Boxer puppy? Here are the top reasons you should consider Boxer puppy insurance.
- Lower Premiums. Younger pets are cheaper to insure than their older counterparts. Because pet insurance rates are based on age, breed and location, your premium is lower with puppies.
- Covering Future Conditions. If you know your dog breed is presdisposed to certain health issues, it’s best to insure your puppy before he shoes shows any symptoms or is diagnosed with an illness or issue. Most pet insurance provides won’t cover pre-existing conditions. However, if your puppy develops one (i.e. cancer, allergies, diabetis) when insured, your pet insurance company will cover the cost and any future expenses.
- Puppies Get In Trouble. Boxers puppies will eat, chew and lick pretty much anything. They are more prone to suffer from accidents and bacteria, virus infection.
- Puppy Vet Bills. When you get a puppy for the first time, there are a lot of expenses associated with rasing a puppy. From toys, food to vet-related expenses. In fact, 81% of pet parents spend up to $500 on vet visits in the first year of having a puppy.11 While, the upfront costs for first-year pet ownership typically cost over $1,000 says the ASPCA.
Types of Pet Insurance Coverage
What does pet insurance cover? It depends on your plan. There are two main types of pet insurance plans.
Accident Plans: Covers accident-related medical care such as ingestion of foreign objects, poisoning, or if your Boxer was hit by a car.
Illness Plans: Coves unexpected sickness, disease, and any changes to your dog’s normal healthy state (i.e., allergies and cancer)
You can sign up for 1 or 2 (or both) but this will mostly depend on your Boxer needs and finances. Nowadays, Most pet insurance companies offer a single plan that includes accidents and illness, aka comprehensive coverage.
In addition to that, pet insurance providers also offer wellness plans, also known as “routine” or “preventative.” care plans. It covers most routine vet visits, such as vaccinations. A wellness plan is not pet insurance.
Take a look at the table below to see the most common items covered by each type of pet insurance plan.
| Accident Coverage | Illness Coverage | Wellness Coverage |
|---|---|---|
| Broken bones | Obesity | Flea, tick and worm treatments |
| Torn ligaments | UTIs | Rabies |
| Bite wounds | Cancer | Microchip |
| Poisoning | Hypothyroidism | De-worming |
| Injuries | Digestive Issues | teeth cleaning |
| Emergencies | IVDD | Routine testing |
| Eye Injuries | Vomiting and diarrhea | Annual exams |
| Snake Bite | Arthritis | Spay and neuter |
| Toxin food ingestion | Parasites | Urinalysis (ERD) |
*i. Not all pet insurance companies offer wellness plans. ii. Coverage items will depend and vary depending on the company and plan you choose.
What Does Pet Insurance Not Cover?
Pet insurance doesn’t cover it all!
When buying Pet Insurance for your Boxer, you’ll need to carefully review the different plans to see what isn’t covered.
Most pet insurance policies exclude the following:
- Grooming
- Pre-existing conditions
- Unrelated veterinary services
- Behavioral training, therapy or treatment
- Breeding and pregnancy
- Dog food or dietary or nutritional supplements
- Boarding and transportation
This exclusion will vary depending on which pet insurance company and plan you choose.
Pro Tip: Please always READ your policy! Request the full list of exclusions before getting pet insurance. This will ensure your Boxer is fully covered by the plan you pick and help you avoid running into surprises down the road.
How Do I Pick The Right Dog Insurance For My Boxer?
Here are eight tips to help you choose the best pet insurance policy for your Boxer.
- Compare the coverage under each plan with your Boxer’s specific health concerns.
- Research what illnesses are prevalent in your dog’s breed and pick your plan accordingly (Use our table above for the most common Boxers health issues).
- Speak with your veterinarian about your dog’s aging health concerns.
- Pick a plan based on the right cost and coverage benefits, not price alone.
- Obtain at least three quotes based on the information you provide about your Boxer’s age, health, gender, and needs.
- The earlier you sign your Boxer for pet insurance, typically means lower the monthly premiums
- Evaluate and pick the monthly premium, deductibles, and reimbursement amount that best fits your needs.
- Narrow down your choices with our recommended top 3 providers.
Should I Get Boxer Pet Insurance?
Your finances are the last thing you should worry about when your Boxer is seriously ill or injured (in an emergency). An insurance policy for your pet is intended to relieve you of the financial burden!
Remember that every breed is different, and Boxer’s pets are energetic but with a potential for health problems in their life, so be sure to pick the best option for your unique pet needs.
Hopefully, this article has given you a good starting point as you make your decision. And remember, no matter which pet insurance company you choose, always read the fine print.
Resources & References: [1] USA Today, [2] Value Penguin, [3] Washington Post
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