Best Pet Insurance For Pomeranians 2024: Is It Worth It?

Pomeranian pet insurance

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This content was reviewed and fact-checked by veterinarian Dr. Sandra Tashkovska, DVM.

“This is the most comprehensive guide to finding the best pet insurance for Pomeranians. If you’re a Pomeranian parent, you understand how cute and spunky these little dogs can be. However, like all pets, they require regular care and veterinary checkups, which can be costly if you’re not prepared. This is where pet insurance comes in handy. But with so many pet insurance plans available, where do you start, and which one is the best? This post provides an in-depth review of the top pet insurance companies for Pomeranians and tips on finding the best rates. We’ll also explore some of the most common questions Pomeranian parents have about pet insurance, including coverage details, health risks, costs, and more. Let’s get started!

Why you should trust us: Our writers, editors, and in-house veterinarians spend hours analyzing and reviewing products and services to help find what’s best for you. Read the product review methodology and editorial mission to find out how we test, analyze, and rate.

Best Pomeranian Pet Insurance — At A Glance

What Is Pomeranian Pet Insurance: Pet insurance is a healthcare policy that provides coverage for your pet, offering reimbursement for specific veterinary expenses. This ensures that your savings remain secure despite unforeseen medical costs. Such a policy involves a monthly premium. Should your pet fall ill or sustain an injury, you would file a claim with the insurance company to recoup your expenses.

The monthly premium for Pomeranian pet insurance

$22 to $55

How Much Does Pet Insurance Cost For Pomeranians?

The cost of insurance for a Pomeranian dog will vary based on several factors, including the pet’s existing health conditions, sex, age, and the area you reside in. It’s important to remember that with the progression of veterinary technology and increased claims within your locality, your insurance premiums may rise. For example, even if your Pomeranian is quoted at $55 per month, this rate is not fixed and could change.

According to our research, plans for Pomeranians can range from $22 to $55. You may spend more or less depending on where you live, the deductible rate and the reimbursement percentage you choose. Pomeranian dog owners can expect to pay an average $37 monthly premium.

Pet Insurance Quotes For Pomeranians

We compared quotes from renowned pet insurance providers to estimate your expected average monthly premium for different life stages in Pomeranians.

CompanyDeductibleReimbursementAnnual Reimbursement LimitMonthly PriceLocationGenderBreedAge
Lemonade$50070%$100,000$27.75SC, 29044MalePomeranian6 years
Spot$50070%Unlimited$44.41SC, 29044MalePomeranian6 years
Healthy Paws$50070%Unlimited$37.43SC, 29044MalePomeranian6 years
Lemonade$50070%$100,000$30.16CA, 95842FemalePomeranian2 year
Spot$50070%Unlimited$55.16CA, 95842FemalePomeranian2 year
Healthy Paws$50070%Unlimited$30.56CA, 95842FemalePomeranian2 year
Lemonade$50070%$100,000$22.38TX, 75219FemalePomeranian6 months
Spot$50070%Unlimited$52.78TX, 75219FemalePomeranian6 months
Healthy Paws$50070%Unlimited$33.22TX, 75219FemalePomeranian6 months

Pomeranian puppy monthly cost: $36

Adult Pomeranian monthly cost: $38

Senior Pomeranian monthly cost: $36

Is Pet Insurance For Pomeranians Worth it?

The decision to purchase pet insurance for your Pomeranian hinges on various factors, including your pet’s health risk proclivity, tolerance for financial risk, and overall financial circumstances.

Consider a scenario where your Pomeranian falls seriously ill or suffers an injury from an accident, incurring veterinary bills in the thousands. On average, the most common dog treatments cost $254.[1] A more severe and common condition in Pomeranians, like Patellar Luxation, can cost between $1,500 and $3,000 to diagnose and treat. Can you pay for an unexpected $3,000 veterinary bill out-of-pocket? Most people can’t. The Federal Reserve states that 40% of Americans don’t have enough savings to cover a $400 emergency and 57% of U.S. adults cannot afford a $1,000 emergency expense.[2]

Investing in pet insurance for your Pomeranian is a wise choice to protect your finances and ensure your dog can receive the necessary care. With pet insurance, should an unexpected accident or illness occur, you could be reimbursed for 70% to 100% of the veterinary costs, depending on the details of your plan and provider. Pet insurance gives peace of mind, knowing your finances and pet’s health are covered.

Predict & Protect Your Pomeranian’s Future Health

Canine Bible uses years of clinical health findings, pet insurance data points, trends, and surveys to identify common health conditions in dogs. By gaining insight into your Pomeranian’s potential future health issues and risks, you can take preventive action today and ensure that your Pomeranian does not become a part of these statistics.

1 in 3

dogs will need emergency veterinary treatment every year.

$250 to $8K

is the average cost of unexpected veterinary care for dogs.[3]

350

Pomeranian dog parents seek health advice every month.

75%

of Pomeranian have a high incidence of patellar luxation (PL).[4]

If you know your dog’s breed is predisposed to certain health issues, we strongly advise getting a pet insurance policy while your dog is still healthy. Chronic health conditions, emergencies, and vet visits can rack up costs throughout your Pomeranian’s life. Pet Insurance can spare you a lot of financial trouble.

Dogs that develop chronic conditions under pet insurance coverage are guaranteed reimbursement for these issues for the duration of their life.

Most Common Health Conditions In Pomeranians

Cost to treat cardiomyopathy

Cancer in dogs is the abnormal growth of cells in their body, often leading to tumors. It can affect any organ, showing varied symptoms, and requires veterinary diagnosis and treatment.

  • Cost: $11,500
  • Pet insurance pays back up to: $10,350*
  • Risk profile: Low

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat congenital heart defect

Congenital heart defects in Pomeranians are hereditary conditions where the heart develops abnormally from birth. These can include valve malformations or holes in the heart, leading to symptoms like fatigue and coughing.

  • Cost: $4,000 (Medicine $30 – $100 per month)
  • Pet insurance pays back up to: $3,600*
  • Risk profile: High

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat entropion

Entropion in Pomeranians is a condition where the eyelid rolls inward, causing eyelashes to rub against the cornea. This results in discomfort, tearing, and potential corneal damage. It’s often inherited, though can also arise from eyelid injuries or muscular spasms. Treatment typically involves surgical correction.

  • Cost: $1,000
  • Pet insurance pays back up to: $900*
  • Risk profile: High

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat cataracts

Cataracts in Pomeranians result in the lens of the eye becoming opaque, significantly impairing vision. Often hereditary, they can also arise from aging, diabetes, or eye injuries. Initially, cataracts may cause slight visual disturbances but can progress to blindness. Surgical removal is the primary treatment to improve sight.

  • Cost: $3,500
  • Pet insurance pays back up to: $3,150*
  • Risk profile: Medium

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat patellar luxation

Patellar luxation in Pomeranians involves the dislocation of the kneecap from its normal position. This condition, often genetic, can cause lameness or an abnormal gait. Factors like trauma or congenital defects contribute to its development. Severity varies, potentially leading to arthritis or reduced mobility in affected dogs.

  • Cost: $2,500
  • Pet insurance pays back up to: $2,250*
  • Risk profile: High

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat Legg-Calve-Perthes Disease

Legg-Calvé-Perthes Disease in Pomeranians is characterized by the deterioration of the femoral head in the hip joint. This occurs due to inadequate blood supply, leading to bone necrosis. Common in young, small breeds, it causes limping, joint stiffness, and pain, significantly impacting mobility and quality of life.

  • Cost: $2,000
  • Pet insurance pays back up to: $1,800*
  • Risk profile: High

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat patent ductus arteriosus

This congenital heart defect occurs when a blood vessel, which is vital for fetal blood circulation, fails to close after birth. This results in abnormal blood flow between the aorta and pulmonary artery, potentially leading to heart failure. PDA is more common in female dogs.

  • Cost: $5,000
  • Pet insurance pays back up to: $4,500*
  • Risk profile: High

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat cryptorchidism

This condition involves the failure of one or both testicles to descend into the scrotum. It increases the risk of testicular cancer and can cause hormonal imbalances. Cryptorchidism is usually hereditary and may require surgical intervention if the retained testicles are not descended by six months of age.

  • Cost: $500
  • Pet insurance pays back up to: $450*
  • Risk profile: High

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Cost to treat tracheal collapse

Common in small breeds, this condition involves the weakening or flattening of the tracheal rings, leading to a narrowed airway. Symptoms include a honking cough and difficulty breathing. Factors like obesity and environmental irritants can exacerbate this condition. Management may include medication, lifestyle changes, and in severe cases, surgery.

  • Cost: $6,500
  • Pet insurance pays back up to: $5,850*
  • Risk profile: Medium

*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.

Why Get Pet Insurance For Pomeranians?

Benefits For Pomeranians

  • Access to better care and health outcomes due to financial barriers removed
  • Cover hereditary conditions and get better breed-specific care
  • Prompt access to medical treatments
  • Ongoing access to healthcare and emergency care
  • Preventive care options
  • Facilitates treatment from specialists

Benefits For Owners

  • Decreases the likelihood of economic euthanasia when the cost is a limiting factor for treatment
  • Reduces unexpected veterinary costs
  • Financial peace of mind
  • Cover third-party liabilities
  • Avoid veterinary rising cost
  • Can help you find your missing/stolen pet

How to Pick The Best Pomeranians Pet Insurance

Pick a type of pet InsuranceWhile the most popular type of pet insurance includes accident and illness coverage, an accident-only policy might be your only choice if your pet is ineligible for it or is beyond your budget. Additionally, if you’re interested in lowering the costs of routine preventative care, seek an insurance provider that also offers wellness coverage.
Check whether your pet is eligibleMost insurance companies mandate that pets be at least 6 to 10 weeks old for eligibility. Conversely, enrolling older pets for the first time may lead to limitations, with some companies offering only accident coverage. Nonetheless, once enrolled, most plans cover your pet for life, provided you continue to pay the premiums.
Pre-existing conditionsMost pet insurance policies do not cover pre-existing conditions unless deemed curable. Some insurers may provide coverage if the pet’s condition is curable and has not required treatment for a specified period, like the past 12 months.
Review cost versus benefitsGet quotes from multiple insurers for your Pomeranian to compare monthly premiums. Consider the value of each plan by weighing the cost against the benefits provided.
Breed-specific needs and coverageConsider your Pomeranian’s age, current health status, and any potential hereditary conditions common in the breed, and pick your plan accordingly.
Compare insurance providersGet quotes from multiple insurers for your Pomeranian to compare monthly premiums. Research and list reputable pet insurance providers that offer plans for Pomeranians.
Check the fine print and exclusion policyRead the terms and conditions to understand the policy’s limitations and exclusions. Some insurers may also refuse to cover common conditions associated with certain breeds. 
Check waiting periodsTypically, pet insurance coverage kicks in after 14 days of signing up. Any treatments your pet receives won’t be covered during this waiting period. However, some plans impose longer waiting periods for certain conditions.
Choose a deductible and reimbursement levelModifying your deductible and reimbursement levels allows you to either raise or lower your monthly premium. Opting for a higher deductible can reduce your premium but might lead to higher costs during vet visits. The ideal balance depends on whether you prefer paying more over time and less during a claim or vice versa.
Sign up as early as possibleThe earlier you sign your pet insurance, the lower the monthly premiums because younger pets are typically healthier and less likely to require extensive veterinary care, which translates to lower risk for the insurance company. Also, some pet insurance plans lock in the premium rate based on the pet’s age at enrollment.
Look for additional perks and discountsSome pet insurers offer multi-pet discounts, loyalty benefits, discounts for microchipped pets, alternative therapy coverage and travel insurance.

Best Pet Insurance For Pomeranians

1. Best Overall Pomeranian Pet Insurance

4.8

Lemonade

Who It’s For: Excellent for Pomeranian parents seeking the best all-around comprehensive coverage for accidents & illness at a value price.

  • Deductible: $100, $250, $500 or $750
  • Reimbursement rates: 70%, 80% or 90%
  • Annual payout limit: $5,000, $10,000, $20,000, $50,000 or $100,000

Why we picked and recommended it: We named Lemonade our best overall pet insurance for Pomeranians for its comprehensive coverage, pricing, availability, and customer service. Lemonade premiums usually start at just $10 monthly, the lowest in the industry. We ran a few quotes for a healthy Pomeranian at a $500 deductible and 70% coverage to estimate your monthly premium. Based on our research, you can expect to pay between $22 and $30 monthly. We love that Lemonade is tech-forward, making it easy to manage your policy and file claims through an app. Their plans cover accidents and illnesses, including injuries, poisonings, broken bones, sprains, infections, general sicknesses, cancer, heart disease, hip dysplasia, hernias, skin conditions and more. They also offer several add-ons to help pet owners pay for exam fees, physical therapy, and preventive care.

2. Best Personalized Pomeranian Pet Insurance

4.9

Spot

Who It’s For: Spot Pet Insurance is ideal for Pomeranian dog owners who want the most flexibility when customizing their policy to fit their budget and coverage needs.

  • Deductible: $100, $250, $500, $750 or $1,000
  • Reimbursement rates: 70%, 80% or 90%
  • Annual payout limit: $2,500 to Unlimited

Why we picked and recommended it: Spot Pet Insurance offers seven annual limit options, three reimbursement levels, and five annual deductibles. They offer the lowest deductible in the industry ($100), meaning that when your Pomeranian gets sick, you pay less upfront before your plan starts paying. With so many customization options, this company is our top pick for finding a plan for meeting your specific financial needs and those of your pet. Spot’s policies also cover some items, such as exam fees and microchipping, that many other pet insurance providers don’t offer. They also have one of the cheapest plans for accident-only coverage, making it perfect for pet owners who only need minimal coverage. We ran a few quotes for a healthy Pomeranian at a $500 deductible and 70% coverage, based on our research, you can expect to pay between $44 and $55, but prices may vary depending on your location, Pomeranian’s age, and other factors. Spot covers you when your Pomeranian gets hurt unexpectedly, from tooth extractions and torn ligaments to surgery and hospitalizations.

3. Best No-Cap Payout Pomeranian Pet Insurance

4.9

Healthy Paws

Who It’s For: With no financial cap, it’s ideal for covering major medical or ongoing expenses such as chronic conditions. Beneficial for high-risk breeds such as Pomeranian.

  • Deductible: $100, $250 or $500
  • Reimbursement rates: 70%, 80% or 90%
  • Annual payout limit: Unlimited

Why we picked and recommended itHealthy Paws offers the benefit of no cap payout, meaning there’s no maximum limit on the amount they will pay, which is particularly advantageous for severe conditions or chronic diseases that require ongoing, expensive treatments. With no financial cap, you can choose the best treatments for your pet. This can include access to advanced medical procedures, specialized surgeries, or cutting-edge treatments that might otherwise be prohibitively expensive. Additionally, Healthy Paws stands out for its quick claim processing, typically paying 99% of claims in two days, notably faster than many competitors. We ran a quote for a healthy Pomeranian at a $500 deductible with 70% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $30 and $37. Healthy Paws insurance plans cover accidents and illnesses, cancer, emergency care, genetic conditions, alternative care, etc. They have competitive premium prices and fewer coverage exclusions.

Types of Pet Insurance Coverage For Pomeranians

There are two main types of pet insurance plans.

It covers accident-related medical care such as ingestion of foreign objects, poisoning, or if your Pomeranian was hit by a car. Accident-only plans are typically more affordable than accident and illness policies. This can be a reasonable option for a pet with many pre-existing conditions.

Common items covered by this plan include: broken bones, torn ligaments, bite wounds, poisoning, injuries, emergencies, eye injuries, snake bites and toxic food ingestion.

These policies are the most popular because they cover accidents and illnesses, including unexpected medical expenses. Because no provider covers pre-existing conditions, signing your pet up for coverage as early as possible is crucial.

Common items covered by this plan include: Accidents plus illnesses such as obesity, UTIs, cancer, hypothyroidism, digestive issues, IVDD, vomiting and diarrhea, arthritis and parasites.

Some companies also offer a wellness plan (aka preventative care) during enrollment. This commonly covers routine vet expenses but varies by provider. It’s typically available as an add-on to an accident-only or accident-and-illness policy, but some companies allow you to purchase it without an insurance policy. This add-on coverage isn’t technically an insurance product.

Common items covered by this plan include: Flea, ticket and worm treatments, rabies, microchipping, de-working, teeth cleaning, routine tests, annual exams, spay and neuter and urine analysis.

What Does Pet Insurance Not Cover?

When choosing pet insurance for your Pomeranian, reviewing and understanding your policy’s exclusions is important.

Exclusions vary based on the pet insurance company and the policy you choose. Be sure to review the list of exclusions before purchasing pet insurance to confirm that your Pomeranian is adequately covered by the plan you select and help prevent surprises in the future.

  • Grooming
  • Pre-existing conditions
  • Unrelated veterinary services
  • Behavioral training, therapy or treatment 
  • Breeding and pregnancy
  • Dog food or dietary or nutritional supplements
  • Cosmetic procedures
  • Boarding and transportation

Pet Insurance For Pomeranian Puppies

Should you get pet insurance for your Pomeranian puppy? Here are the top reasons you should consider Pomeranian puppy insurance.

Enrolling your pet at a younger age, when they are healthy and less likely to have developed any health issues, means there’s a lower risk for pet insurance companies, which usually means lower premiums.

Because Pomeranians are predisposed to certain health issues, it’s wise to insure your Pomeranian puppy before any symptoms or diagnoses occur. Most pet insurance providers don’t cover pre-existing conditions. However, if your insured puppy develops a condition later, like cancer, allergies, or diabetes, your policy will likely cover its treatment and ongoing expenses.

Pomeranian puppies are curious and often get into mischief, increasing their risk of accidents and infections from bacteria or viruses.

Raising a puppy comes with various expenses, including vet bills. On average, 81% of pet parents spend up to $500 on veterinary visits during their puppy’s first year. Additionally, the ASPCA notes that the upfront costs of first-year pet ownership can exceed $1,000, including expenses for toys, food, and medical care.

Average Cost of Pomeranians Vet Bills

This is what you will pay out-of-pocket on average if you don’t have pet insurance or a wellness plan.

Average Cost of Typical Vet Procedures

Typical Vet ProcedureAverage Cost of Procedure
Puppy vaccinations$75 - $100
Flea & tick prevention$40 - $200
Heartworm prevention$24 - $120
Spay or neuter surgery$200 - $800
Annual exam$240 - $600
Teeth cleaning$200 - $500
Microchip$40

Average Cost of Emergency Vet Procedures 

Typical Vet ProcedureAverage Cost Of Procedure
General consultation/exam$100 - $150
General bloodwork$80 - $200
X-rays$150 - $250
Ultrasound$300 - $600
1-2 day hospitalization$600 - $1,700
3-5 days holspitalization$1,500 - $3,500
Wound treatment & repair$800 - $1,500
Emergency surgery$800 - $2,500
Oxygen therapy500

Sources: 5 & 6

Factors That Impact the Cost of Your Pomeranian Pet Insurance Policy

Understand Insurance Policy Basics

  • Premium. The amount you pay monthly or annually for your pet insurance policy.
  • Deductible. The money you need to pay out-of-pocket for veterinary expenses before your policy begins to reimburse you. This is typically reset each policy period (annually). However, some pet insurance providers have per-incident deductibles, which you must pay for every new condition your dog suffers before receiving any reimbursement for that incident. Annual vs. per-incident deductibles can impact the amount you’re expected to pay, so read the policy before committing to a company.
  • Reimbursement rate. The percentage of the vet bill the insurance company will pay after you meet your deductible. The most popular reimbursement options are 70%, 80%, and 90%. However, some companies provide different or limited options depending on the dog’s age or location.
  • Annual payout limit. The maximum amount the insurance company will pay in medical bills per year. Having lower payout limits could result in you covering more of the expenses if your pet requires costly veterinary care.
  • Co-pay (co-insurance). The portion of the veterinary bill you must pay after your deductible is met, before reimbursements. In broader health insurance contexts, a “co-pay” often refers to a fixed amount (for example, $20 per doctor’s visit), regardless of the total bill, whereas “co-insurance” is typically a percentage of the total cost.

How Does Pet Insurance Work?

Imagine your Pomeranian’s pet insurance policy has the following terms:

  • Annual deductible: $250
  • Reimbursement rate: 80%
  • Annual payout limit: $5,000
  • Co-insurance: 20%

Now, let’s say your Pomeranian incurs a veterinary bill of $1,000 for medical treatment.

  • Paying the deductible: The first step is to pay your deductible, which, in this case, is $250.
  • Applying co-insurance: After the deductible, there’s $750 left ($1,000 – $250). The co-insurance of 20% applies to this amount. This means you are responsible for 20% of $750, which equals $150.
  • Insurance pays the rest: The insurance will cover 80% of the post-deductible amount. So, the insurance pays 80% of $750, which is $600.
  • Total out-of-pocket cost: Adding up your deductible and co-insurance payments gives you your total out-of-pocket cost: $250 (deductible) + $150 (co-insurance) = $400.

This example assumes you haven’t yet met your deductible for the year. If you’ve already met your annual deductible, you won’t have to pay again for this or any new claims within the same policy year. And, since every claim you make contributes to your annual payout limit after the insurance company pays $600 for this claim, the remaining yearly payout limit is $5,000 – $600= $4,400.

Frequently Asked Question

Pet insurance for a Pomeranian puppy starts at $36 on average.

To save money on pet insurance for your Pomeranian, consider paying your premiums annually instead of monthly. This is because many insurance companies charge additional transaction fees for monthly payments, which can be reduced or eliminated with annual payments. Additionally, if you have multiple pets, look for insurers that offer multi-pet discounts. This can lead to up to 10% savings on each pet’s insurance over their lifetime. However, it’s important to note that some companies only apply these discounts to additional pets, not the first one, so check this detail before signing up for a new policy.

Ideally, as early as possible, typically 6-10 weeks old, to ensure coverage for breed-specific conditions.

Pomeranians are prone to certain breed-specific health issues like heart conditions, hip dysplasia, and cancers, which pet insurance can cover more effectively and take out the financial burden of covering all the costs yourself.

Yes, but options may be limited, and premiums higher due to the increased risk of health issues.

Typically, you pay the vet bill upfront, submit a claim form to the insurance company, and get reimbursed as per your policy.

Pomeranians Pet Insurance — Conclusion

It’s crucial to consider all your options for protecting your pet, even if you’re financially stable. It’s impossible to predict when an unexpected injury or illness will occur, not only to your dog but also in your personal life, which could affect your ability to care for your pet. Veterinary bills are typically expensive, especially for accidents. We encourage you to get coverage. Insuring your Pomeranian ensures they receive the best care when they need it most. It’s best to act proactively to avoid financial surprises and provide the best care for your furry friend. Make sure to do thorough research and compare policies to find the one that best suits both you and your pup.


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Disclaimer: The details about insurance company offerings, including prices, availability, and contract specifics, can change at any time and are at the discretion of the insurance company. This website does not control these changes. The information provided here is for reference only. It is important to thoroughly read and understand your policy before signing up for a new insurance contract, as your situation may differ from the examples used in this article.

Sources

Canine Bible uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process and product review methodology to learn more about how we fact-check, test products, and keep our content accurate, reliable, and trustworthy.

  1. Breiner, B. (2023). Average Cost of Pet Insurance: 2023 Quotes. ValuePenguin.
  2. Gillespie, L. (2023, February 23). Bankrate’s Annual Emergency Fund Report. Bankrate.
  3. Healthy Paws Pet Insurance. (2019). 2019 Cost of Pet Health Care Report.
  4. Soontornvipart, K., Wangdee, C., Kalpravidh, M., Brahmasa, A., Sarikaputi, M., Temwichitr, J., Lavrijsen, I. C. M., Theyse, L. F. H., Leegwater, P. A. J., & Hazewinkel, H. A. W. (2013). Incidence and genetic aspects of patellar luxation in Pomeranian dogs in Thailand. The Veterinary Journal, 196(1), 122–125.
  5. Average Cost Of Emergency Vet Visits | Find Out What You Will Pay. (2020, March 19). Emergency Vets USA.
  6. Cost of Owning a Dog: From Initial Cost to Annual Essentials. (n.d.). The Dog People.
Editorial Team at Canine Bible | + posts

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