German Shorthaired Pointers Pet Insurance: Best Plans, Cost & Quotes
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This is the most comprehensive guide to finding the best pet insurance for German Shorthaired Pointers.
German Shorthaired Pointer is a breed known for being active, energetic, and playful these dogs can be. And while that energy and playfulness are some of the things that make them so great, they can also incur many injuries that can strain your wallet if something happens and your pet doesn’t have insurance. These high-energy dogs are also prone to various health problems, so coverage is essential in an emergency. But is it worth it?
Here is a look at the best German Shorthaired Pointer pet insurance providers and vital breed-specific insights you need to know to help you decide if coverage is right for your pet. Let’s dive right in!
- Top Picks Insurance
- What Is Pet Insurance?
- How Much Will I Pay?
- Is German Shorthaired Pointer Pet Insurance Worth It?
- Best German Shorthaired Pointers Pet Insurance Reviews
- Average Cost of Healthy Vet Visits & Emergencies
- Pet Insurance For German Shorthaired Pointers Puppy
- Pet Insurance Types
- What Is Not Covered
- How to Pick Pet Insurance
- Should I Get German Shorthaired Pointer Pet Insurance?
The Best Pet Insurance For German Shorthaired Pointers
Here are Canine Bible’s top picks for the best pet insurance for German Shorthaired Pointers
You can click this link to go to the reviews, but we encourage you to keep reading to make a more educated decision about getting pet insurance for your German Shorthaired Pointer.
What Is Pet German Shorthaired Pointer Insurance?
Getting pet insurance for your German Shorthaired Pointer dog is equivalent to getting health insurance for yourself. Pet Insurance is designed to reimburse dog owners for unexpected veterinary expenses and related fees, giving them peace of mind and protecting their savings.
How Much Does Pet Insurance Cost For German Shorthaired Pointers?
German Shorthaired Pointer’s dog insurance prices will be based on your pet’s pre-existing health conditions, gender, age, location, and other factors.
Keep in mind rising vet costs due to technological advances and an increasing number of claims in your location, which can increase your monthly payment. For instance, if your German Shorthaired Pointer is quoted at $45 per month today, that price is subject to change.
We compared quotes for plans for German Shorthaired Pointers with three popular pet insurance providers to help you find the best fit for you in terms of monthly premiums and coverage. We chose three German Shorthaired Pointers at different stages in their life.
Check out our Pet Insurance Comparison table for German Shorthaired Pointers below.
Pet Insurance Quotes For German Shorthaired Pointers
| Company | Deductible | Reimbursement | Annual Reimbursement Limit | Monthly Price | Location | Gender | Breed | Age |
|---|---|---|---|---|---|---|---|---|
| Healthy Paws | $500 | 70% | Unlimited | $55.69 | Colorado (zip code: 80023) | Male | German Shorthaired Pointer | 5 years |
| Lemonade | $500 | 70% | $100,000 | $40.75 | Colorado (zip code: 80023) | Male | German Shorthaired Pointer | 5 years |
| Spot Pet Insurance | $500 | 70% | Unlimited | $81.94 | Colorado (zip code: 80023) | Male | German Shorthaired Pointer | 5 years |
| Healthy Paws | $500 | 80% | Unlimited | $36.56 | Utah (zipcode: 84041) | Female | German Shorthaired Pointer | 1 year |
| Lemonade | $500 | 80% | $100,000 | $31.62 | Utah (zip code: 84041) | Female | German Shorthaired Pointer | 1 year |
| Spot Pet Insurance | $500 | 80% | Unlimited | $71.77 | Utah (zip code: 84041) | Female | German Shorthaired Pointer | 1 year |
| Healthy Paws | $500 | 70% | Unlimited | $39.13 | Virginia (zip code: 22310) | Female | German Shorthaired Pointer | 3 months |
| Lemonade | $500 | 70% | $100,000 | $32.44 | Virginia (zipcode: 22310) | Female | German Shorthaired Pointer | 3 months |
| Spot Pet Insurance | $500 | 70% | Unlimited | $60.66 | Virginia (zipcode: 22310) | Female | German Shorthaired Pointer | 3 months |
How Much Can You Expect to Pay For German Shorthaired Pointers Canine Insurance?
If you get Pet Insurance for your German Shorthaired Pointer, you can expect to pay between $31 to $81 per month. Depending on where you live, what deductible, and the reimbursement percentage you choose, you may spend more or less.
NOTE: The quotes we ran were for dogs with no pre-existing conditions. All quotes are from [enter current date]
Is Pet insurance For German Shorthaired Pointers Worth it?
German Shorthaired Pointer pet insurance is an economic and emotional decision that depends on your pet type, risk tolerance, and financial situation.
Imagine your dog catching a serious disease or being injured in an accident, which can cost thousands of dollars at the vet. If an unexpected accident or illness strikes, you’ll be reimbursed 70% to 90% of the vet bill (depending on your plan). It is always better to purchase pet insurance to prevent hurting your finances and ensure your dog receives proper treatment.
Here are three main reasons you should consider getting pet insurance for your German Shorthaired Pointer.
1. Avoid Deciding Between Your Wallet & Your German Shorthaired Pointer
USA Today reports that many dog owners have made the terrible decision to euthanize their pups because they didn’t have the money to pay for surgery or treatment.[1] Pet insurance allows you to seek medical care for your sick or injured German Shorthaired Pointer without worrying about hurting your finances.
On average, the most common dog treatments cost $252.75, while a more severe and common condition in German Shorthaired Pointers, like gastric torsion, can cost between $1,500 – $7,500 to diagnose and treat.[2]
2. Pet Insurance For German Shorthaired Pointer Accidents
According to a survey conducted by the American Pet Products Association, nearly 70% of households in the U.S. own a pet, and it’s estimated that 1 in 3 will need emergency veterinary treatment every year. So, how does that translate to German Shorthaired Pointer numbers?
A recent survey found that roughly 90 million dogs live in the United States.[3] So, unfortunately, 33% (1 in 3) of German Shorthaired Pointers may need emergency care this year. This could lead to massive vet bills. In fact, the average cost of unexpected veterinary care for dogs is between $250 to $8,000, says Healthy Paws in a recent report.[4] Sadly, only 61 percent of Americans cannot cover a $1,000 emergency.[5]
A good pet insurance plan will cover most of the vet costs as most pet insurance policies reimburse up to 80% (some go up to 90%) of total vet expenses after deductibles.
3. Common Health Issues For German Shorthaired Pointers
The following table shows the most common health conditions German Shorthaired Pointer are likely to develop.
We also include the level of risk (susceptibility to each health condition) and how much you are expected to pay.
| Condition | Risk | Cost to Diagnose and Treat |
|---|---|---|
| Hip Dysplasia | Medium | $1,500-$6,000 |
| Arthritis | Medium | $300-$400 per year |
| Cancer | High | $8000-$15000 |
| Mammary tumors (Females) | High | $800-$1200 |
| Epilepsy | Medium | $200 -$5000 |
| Eye diseases (Pannus and Entropion principally) | High | $300-$3000 |
| Skin problems | Medium | $500-$2500 |
| Gastric torsion | Medium | $1500-$7500 |
Data Source: Embrace
Other Reasons To Get Dog Insurance For Your German Shorthaired Pointers
Pro Tip: If you know your dog breed is prone to develop certain health issues, we highly recommend getting a pet insurance policy when your dog is still healthy. If your dog does develop chronic conditions down the road, you’re guaranteed reimbursement for these issues throughout your dog’s life.
Pet Insurance for your German Shorthaired Pointer can spare you financial trouble. Chronic health conditions, emergencies, and vet visits can rack up costs throughout your German Shorthaired Pointer’s life.
Best Pet Insurance For German Shorthaired Pointers
Here are Canine Bible’s top picks for the best pet insurance for a German Shorthaired Pointer.
We’ve reviewed each company based on specific breed needs, customer reviews, affordability, and other factors to help you choose the right company and coverage for your German Shorthaired Pointer.
Best Overall — Healthy Paws
We named Healthy Paws our best overall pet insurance for your German Shorthaired Pointer for its comprehensive coverage, pricing, availability, and customer service. There are no caps on payouts when you file a claim under a Healthy Paws insurance plan. A Healthy Paws insurance plan may cover accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care.
They have competitive premium prices. We ran a quote for a healthy German Shorthaired Pointer at a $500 deductible, with 70% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $36 and $55.
With Healthy Paws, you can start protecting your German Shorthaired Pointer at eight weeks old. You can protect them from anything like a pesky bee sting to parvo. Once you pay your deductible, there is no limit on the amount your policy can reimburse you. It also has fewer coverage exclusions compared to many competitors. Healthy Paws states that they pay 99% of claims in two days.
Pros
Cons
Best Value — Lemonade Pet Insurance
Lemonade offers excellent pet insurance coverage for your German Shorthaired Pointer at the most affordable price. While your monthly premium cost will vary by location, pet’s age, gender, and other factors, Lemonade premiums usually start at just $10 a month, the lowest in the industry.
To estimate your monthly premium, we ran a few quotes for a healthy German Shorthaired Pointer at a $500 deductible and a 70%, 80%, and 90% coverage. Based on our research, you can expect to pay between $31 and $40.
We love that Lemonade is tech-forward, making it easy to manage your policy and file claims through an app. Their plans cover accidents and illnesses, including injuries, poisonings, broken bones, sprains, infections, general sicknesses, cancer, heart disease, hip dysplasia, hernias, skin conditions and more.
They also offer several add-ons to help pet owners pay for exam fees, physical therapy, and preventive care costs.
Pros
Cons
Most Customizable Plans — Spot Insurance
Spot Pet Insurance is ideal for German Shorthaired Pointer dog owners who want a variety of ways to customize their policy. Spot offers seven annual limit options, three reimbursement levels, and five annual deductibles. They offer the lowest deductible in the industry ($100), meaning that when your German Shorthaired Pointer gets sick, you pay less upfront before your plan starts paying. With so many customization options, this company it’s our top pick for finding a plan for meeting your specific financial needs and those of your pet.
Spot’s policies also cover some items, such as exam fees and microchipping, that many other pet insurance providers don’t offer. They also have one of the cheapest plans for accident-only coverage, making it perfect for pet owners who only need minimal coverage.
If you sign up with Spot Pet Insurance, based on our research, you can expect to pay between $60 and $81, but prices may vary depending on your location, your German Shorthaired Pointer’s age, and other factors.
Spot covers you when your German Shorthaired Pointer gets hurt unexpectedly from tooth extractions to torn ligaments. They can also cover Cancer treatment, which German Shorthaired Pointers are prone to, as long as they were diagnosed after coverage.
Pros
Cons
Great For Pre-Existing Conditions
If your German Shorthaired Pointer suffers from a curable pre-existing condition Embrace Pet Insurance is your best choice! Most pet insurance companies do not cover pre-existing conditions, but Embrace distinguishes between curable and incurable pre-existing conditions. They can cover curable conditions after 12 months of symptoms and are treatment-free.
German Shorthaired Pointer Average Vet Bill Cost (Healthy Vet Visits vs Emergencies)
Are you wondering how much you would have to pay out of pocket for regular vet visits and emergencies? Here is a breakdown of the average price for both.
If you don’t have insurance, you will likely pay similar amounts for either visit.
Healthy Vet Visits
Emergency Vet Visits
Pet Insurance For German Shorthaired Pointers Puppy
Should you get pet insurance for your German Shorthaired Pointer puppy?
Here are the top reasons you should consider German Shorthaired Pointer puppy insurance.
Types of Pet Insurance Coverage
What does pet insurance cover? It depends on your plan. There are two main types of pet insurance plans.
You can sign up for 1 or 2 (or both), but this will mostly depend on your German Shorthaired Pointer’s needs and finances. Most pet insurance companies nowadays offer a single plan that includes accidents and illness.
In addition to that, pet insurance providers also offer wellness plans, also known as “routine” or “preventative.” care plans. It covers most routine vet visits, such as vaccinations. A wellness plan is not pet insurance.
The Most Common Items Covered Per Type of Pet Insurance
| Accident Coverage | Illness Coverage | Wellness Coverage |
|---|---|---|
| Broken bones | Obesity | Flea, tick and worm treatments |
| Torn ligaments | UTIs | Rabies |
| Bite wounds | Cancer | Microchip |
| Poisoning | Hypothyroidism | De-worming |
| Injuries | Digestive Issues | teeth cleaning |
| Emergencies | IVDD | Routine testing |
| Eye Injuries | Vomiting and diarrhea | Annual exams |
| Snake Bite | Arthritis | Spay and neuter |
| Toxin food ingestion | Parasites | Urinalysis (ERD) |
*i. Not all pet insurance companies offer wellness plans. ii. Coverage items will depend and vary depending on the company and plan you choose.
What Does Pet Insurance Not Cover?
Pet insurance doesn’t cover it all!
When buying Pet Insurance for your German Shorthaired Pointer, you’ll need to carefully review the different plans to see what isn’t covered.
Most pet insurance policies exclude the following:
This exclusion will vary depending on your pet insurance company and plan.
Tip: Please always read your policy. Request the complete list of exclusions before getting pet insurance. This will ensure your German Shorthaired Pointer is fully covered by the plan you pick and help you avoid surprises down the road.
How Do I Pick The Right Dog Insurance For My German Shorthaired Pointer?
Here are eight tips to help you choose the best pet insurance policy for your German Shorthaired Pointer.
Should I Get German Shorthaired Pointer Pet Insurance?
The bottom line is that GSP pet insurance may be a good idea, but it’s essential to research and find the policy that fits your needs. As with any insurance, there are pros and cons before deciding.
If you are still unsure whether or not to get GSP pet insurance, consider the following: will your dog require expensive medical procedures during its lifetime? How much could you afford to pay out-of-pocket for your dog’s health care? If you answer “yes” to either of these questions, purchasing pet insurance may be in your best interest.
Reviewing different policies and comparing rates is the best way to find an affordable plan that meets your needs. Hopefully, this article has given you a better understanding of what to look for when shopping for pet health coverage.
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