German Shorthaired Pointers Pet Insurance: Best Providers, Cost, Quotes & FAQs

German Shorthaired Pointer Pet Insurance

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This is the most comprehensive guide to finding the best pet insurance for German Shorthaired Pointers.

German Shorthaired Pointer is a breed known for being active, energetic, and playful these dogs can be. And while that energy and playfulness are some of the things that make them so great, it also means they can incur a lot of injuries that can put a strain on your wallet if something were to happen and your pet didn’t have insurance.

These high-energy dogs are also prone to a variety of health problems, so it’s important to have coverage in case of an emergency. But is it worth it?

Here is a look at the best German Shorthaired Pointer pet insurance providers and key breed-specific insights you need to know to help you decide if coverage is right for your pet. Let’s dive right in!

The Best Pet Insurance Companies For German Shorthaired Pointers

Canine Bible’s top 3 picks for German Shorthaired Pointers pet insurance.

healthy paws pet insurance
Top Pick

Best Overall

embrace pet insurance
Top Pick

Curable Pre-Existing Conditions

pets best pet insurance
Top Pick

Best Value

You can click this link to go straight to the reviews, but we encourage you to keep reading to make a more informed decision about getting pet insurance for your German Shorthaired Pointer.

  1. Healthy Paws: Best overall pet insurance for your German Shorthaired Pointer.
  2. Embrace Pet Insurance: Great for curable pre-existing conditions.
  3. Pets Best: Best value for your wallet.

What Is Pet Insurance?

Getting pet insurance for your German Shorthaired Pointers dog is equivalent to getting health insurance for yourself. Pet Insurance is designed to reimburse dog owners for unexpected veterinary expenses and related fees, giving peace of mind and protecting your savings.

How Much Does Pet Insurance Cost For German Shorthaired Pointers?

German Shorthaired Pointer’s dog insurance prices will be based on your pet’s pre-existing health conditions, gender, age, location, and other factors.

Rising vet costs due to advances in technology and an increasing number of claims in the location where you live can make your monthly payment increase. For instance, if your German Shorthaired Pointer is quoted at $40 per month today, that price is subject to change.

In order to help you find the best coverage and monthly premiums in terms of German Shorthaired Pointer insurance plans, we compared quotes from three popular pet insurance providers.

We chose three German Shorthaired Pointers at different stages in their life. An adult German Shorthaired Pointer (5 years old), a young German Shorthaired Pointer (1-year-old), and a puppy German Shorthaired Pointer (3 months old).


Check out this Pet Insurance Comparison table for German Shorthaired Pointers.

Pet Insurance Quotes For German Shorthaired Pointers

So, how much are you expected to pay for canine insurance for your German Shorthaired Pointer?

CompanyDeductibleReimbursementAnnual Reimbursement LimitMonthly PriceLocationGenderBreedAge
Healthy Paws$50080%Unlimited$71.70Washingtong DC
(zip code: 20007)
MaleGerman Shorthaired Pointer5 years
Embrace$50080%$30,000$101.22Washingtong DC
(zip code: 20007)
MaleGerman Shorthaired Pointer5 years
Pets Best$50080%Unlimited$39.05Washingtong DC
(zip code: 20007)
MaleGerman Shorthaired Pointer5 years
Healthy Paws$50090%Unlimited$46.74Portland, Oregon
(zip code: 97204)
FemaleGerman Shorthaired Pointer1 year
Embrace$50090%$30,000$118.15Portland, Oregon
(zip code: 97204)
FemaleGerman Shorthaired Pointer1 year
Pets Best$50090%Unlimited$31.22Portland, Oregon
(zip code: 97204)
FemaleGerman Shorthaired Pointer1 year
Healthy Paws$50070%Unlimited$24.88Kansas City
(zip code: 64105)
FemaleGerman Shorthaired Pointer3 months
Embrace$50070%$30,000$47.32Kansas City
(zip code: 64105)
FemaleGerman Shorthaired Pointer3 months
Pets Best$50070%Unlimited$20.00Kansas City
(zip code: 64105)
FemaleGerman Shorthaired Pointer3 months

If you get Pet Insurance for your German Shorthaired Pointer, you can expect to pay between $20 to $118 per month. Depending on where you live, what deductible, and the reimbursement percentage you choose, you may spend more or less.

*NOTE: The quotes we ran were for dogs with no pre-existing conditions. All quotes are from February 2022.

Is Pet insurance For German Shorthaired Pointers Worth it?

German Shorthaired Pointer pet insurance is both an economic and an emotional decision that depends on factors such as the type of pet you have, your risk tolerance, and your financial situation.

Imagine your dog catching a serious disease or being injured in an accident, which can cost thousands of dollars at the vet. If an unexpected accident or illness strikes, you’ll be reimbursed 70% to 90% of the vet bill (depending on your plan).

In order to prevent hurting your finances and make sure your dog receives proper treatment, it is always better to purchase pet insurance.

Here are 3 main reasons you should consider getting pet insurance for your German Shorthaired Pointer.

1. Avoid Deciding Between Your Wallet & Your German Shorthaired Pointer

USA Today reports that many dog owners have had to make the terrible decision to euthanize their pup because they didn’t have the money to pay for surgery or treatment.1

With pet insurance, you are to seek out medical care for your sick or injured German Shorthaired Pointer without worrying about financial difficulties.

On average, the most common dog treatments cost $252.75.2 While a more severe and common condition in German Shorthaired Pointers, like gastric torsion, can cost ($1,500 – $7,500) to diagnose and treat.

2. Accidents

According to a survey conducted by the American Pet Products Association, nearly 70% of households in the U.S. own a pet, and it’s estimated that 1 in 3 will need emergency veterinary treatment every year.

So, how does that translate to German Shorthaired Pointers numbers?

Well, according to the latest survey, there are roughly 90 million dogs in the U.S.3 So, unfortunately, 33% (1 in 3) of the German Shorthaired Pointers population may end up needing emergency care.

This could lead to massive vet bills. In fact, the average cost of unexpected veterinary care for dogs is between $250 to $8,000, says Healthy Paws in a recent report.

Having a good pet insurance plan will cover the majority of the vet costs as most pet insurance policies reimburse up to 80% (some go up to 90%) of total vet expenses after deductibles.

3. Common Health Issues For German Shorthaired Pointers

Think your German Shorthaired Pointer does not need Pet Insurance?

Below is a list of the common health conditions that German Shorthaired Pointers commonly suffer from. Also included is the level of risk (susceptibility to each health condition) and the cost.

ConditionRiskCost to Diagnose and Treat
Hip DysplasiaMedium$1,500-$6,000
ArthritisMedium$300-$400 per year
CancerHigh$8000-$15000
Mammary tumors (Females)High$800-$1200
EpilepsyMedium$200 -$5000
Eye diseases (Pannus and Entropion principally)High$300-$3000
Skin problemsMedium$500-$2500
Gastric torsionMedium$1500-$7500

Data Source: Embrace

Other Reasons To Get Dog Insurance For Your German Shorthaired Pointers

  • Delivers peace of mind
  • Can cover your pet’s hereditary condition
  • Avoid veterinary rising cost
  • Can help you find your missing/stolen pet
  • Can cover third-party liabilities
  • Helps you save money

PRO TIP: If you know your dog breed is prone to develop certain health issues, we highly recommend getting a pet insurance policy when your dog is still healthy. If your dog does develop chronic conditions down the road, you’re guaranteed reimbursement for these issues throughout your dog’s life.

Pet Insurance for your German Shorthaired Pointer can spare you a lot of financial trouble. Chronic health conditions, emergencies, and vet visits can rack up costs throughout your German Shorthaired Pointer’s life.


Best Pet Insurance For German Shorthaired Pointers

Meet Canine Bible’s top picks for German Shorthaired Pointer pet insurance.

We’ve reviewed each company based on specific breed needs, customer reviews, affordability, and other factors to help you choose the right company and coverage for your German Shorthaired Pointer.

Best Overall: Healthy Paws

Why is Healthy Paws a good choice for your German Shorthaired Pointer?

There are no caps on payouts when you file a claim under a Healthy Paws insurance plan. 

A Healthy Paws insurance plan may cover accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care.

They have competitive premium prices. We ran a quote for a healthy German Shorthaired Pointer at a $500 deductible, with 70%-90% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $25 and $72.

With Healthy Paws, you can start protecting your German Shorthaired Pointers at just 8-weeks old. You can protect them from anything like a pesky bee sting to parvo.

Once you pay your deductible, there is no limit on the amount your policy can reimburse you. It also has fewer coverage exclusions compared to many competitors. Healthy Paws states that they pay 99% of claims in two days.


PROS
  • You can submit your claim online or via their app
  • Pet are eligible for coverage when they travel with you in the U.S. or Canada (up to 3 months)
  • BBB Rating: A+
  • Great email response time
  • Direct deposit or check reimbursement
  • No limit to how many claims you can make
CONS
  • 15-day waiting period for accident and illness
  • Doesn’t cover veterinary exam fee and behavioral therapies
  • No wellness plan
  • There is a one-time enrollment fee of $25
  • Can’t enroll pets over 4 years old in NY

Embrace Pet Insurance Review: Great For Curable Pre-Existing Conditions

If your German Shorthaired Pointer suffers from a curable pre-existing condition Embrace Pet Insurance is your best choice!

Most pet insurance companies do not cover pre-existing conditions, but Embrace distinguishes between curable and incurable pre-existing conditions. They can cover curable conditions after 12 months of symptom and are treatment-free.

Based on our research, if you sign up with Embrace, you can expect to pay between $47 and $118, but prices may vary depending on your location, German Shorthaired Pointer’s age, and other factors.

From tooth extractions to torn ligaments, Embrace has you covered when your German Shorthaired Pointer gets hurt unexpectedly. They can also cover eye diseases (Pannus and Entropion are very common) treatment, which German Shorthaired Pointers are prone to, as long as they were diagnosed after coverage.

Claims are addressed fairly quickly (averages 10 to 15 business days), and centers for after-hour treatment are included in emergency care coverage. 

Also, your German Shorthaired Pointer’s annual deductible goes down $50 each year you don’t receive an accident or illness claim reimbursement.


PROS
  • Curable pre-existing conditions eligible for coverage
  • Reimburses for preventative veterinary care, grooming, training, and more with no per-item limits payout caps under their optional Wellness Rewards* plan
  • Coverage for exam fees
  • 24/7 PawSupport Pet Health Line to speak with a pet professional
  • BBB rating is A+
  • 10% multiple pet discounts
  • Coverage when traveling outside of the U.S. with your pet
CONS
  • $25 enrollment fee
  • $1.00 monthly transaction fee
  • Requires a 2-day waiting period for accidents
  • Must call for unlimited claim option

*Wellness Rewards not available in Rhode Island.


Best Value: Pets Best Review

Pets Best offers great pet insurance coverage for your German Shorthaired Pointers, but that’s also affordable.

To give you an estimate of your monthly premium, we ran a few quotes for a healthy German Shorthaired Pointer at a $500 deductible and a 70%, 80% and 90% coverage. Based on our research, you can expect to pay between $20 and $39, depending on your location, pet’s age, gender, and other factors.

This company has no upper age limit so that you can enroll your aging German Shorthaired Pointer in a plan no matter their age. Keep in mind that rates go up depending on your pet’s age.

Their plans cover emergencies, cancer, illnesses, and other situations your senior dog may encounter. It even includes access to a 24/7 Pet Helpline so you can speak with a veterinarian any time.

It typically has a reasonable claim repayment time of 2 days if you have a direct deposit. If you don’t, it will take between 5-7 days.


PROS
  • Most affordable coverage pricing
  • BBB Rating: A+
  • 24/7 Pet Helpline to speak with a vet expert
  • Pet travel is covered in the U.S., Canada, and Puerto Rico
  • 30-day money-back guarantee
  • Routine care coverage
  • 5% multi-pet discount
  • No age limits
  • Accident and illness exam fee coverage
CONS
  • 14-day waiting period for illness and 3 days for Accident
  • Premiums increase as pet ages
  • 6-month waiting period for CCL injuries
  • Average claim repayment is longer than the competition

Average Cost of German Shorthaired Pointer Vet Bills (Healthy Vet Visit vs Emergencies)

When thinking about vet bills, two things come to mind: regular vet visits and emergency care.

The cost of these types of visits varies considerably. The following table gives you how much you can expect to pay for either type of visit without German Shorthaired Pointer insurance.

Healthy Vet Visits

  • Puppy vaccinations: $75-100
  • Flea & tick prevention: $40-200
  • Heartworm prevention: $24-120
  • Spay or neuter surgery: $200-800
  • Annual exam: $240-600
  • Teeth cleaning: $200-500
  • Microchip: $40

Emergency Vet Visits

  • General consultation/exam: $100-$150
  • General bloodwork: $80-200
  • X-rays: $150-$250
  • Ultrasound: $300-$600
  • 1-2 day hospitalization: $600-$1,700
  • 3-5 day hospitalization: $1,500-$3,500
  • Wound treatment & repair: $800-$1,500
  • Emergency surgery: $800-$2,500
  • Oxygen therapy: $500

Sources: Emergency Vets USA & Rover

Pet Insurance For German Shorthaired Pointers Puppy

Should you get pet insurance for your German Shorthaired Pointer puppy? We list the top reasons to buy German Shorthaired Pointers puppy insurance.

  • Lower Premiums. The cost of insuring younger pets is lower than that of older ones. Due to the fact that pet insurance rates are based on age, breed, and location, puppies will have a lower premium.
  • Covering Future Conditions. If you know your dog breed is presdisposed to certain health issues, it’s best to insure your puppy before he shoes shows any symptoms or is diagnosed with an illness or issue. Most pet insurance provides won’t cover pre-existing conditions. However, if your puppy develops one (i.e. cancer, allergies, diabetis) when insured, your pet insurance company will cover the cost and any future expenses.
  • Puppies Get In Trouble. Almost anything is edible, chewable, and licked by German Shorthaired Pointer puppies. This makes them more prone to accidents and bacterial and viral infections.
  • Puppy Vet Bills. When you get a puppy for the first time, there are a lot of expenses associated with rasing a puppy. From toys, food to vet-related expenses. In fact, 81% of pet parents spend up to $500 on vet visits in the first year of having a puppy.11 While, the upfront costs for first-year pet ownership typically cost over $1,000 says the ASPCA.

Types of Pet Insurance Coverage

What does pet insurance cover? It depends on your plan. There are two main types of pet insurance plans.

Accident Plans: Covers accident-related medical care such as ingestion of foreign objects, poisoning, or if your German Shorthaired Pointer was hit by a car.

Illness Plans: Coves unexpected sickness, disease, and any changes to your dog’s normal healthy state (i.e., allergies and cancer)

You can sign up for 1 or 2 (or both), but this will mostly depend on your German Shorthaired Pointer needs and finances. Most pet insurance companies nowadays offer a single plan that includes accident and illness.

In addition to that, pet insurance providers also offer wellness plans, also known as “routine” or “preventative.” care plans. It covers most routine vet visits, such as vaccinations. A wellness plan is not pet insurance.

Take a look at the table below to see the most common items covered by each type of pet insurance plan.


Accident CoverageIllness CoverageWellness Coverage
Broken bonesObesityFlea, tick and worm treatments
Torn ligamentsUTIsRabies
Bite woundsCancerMicrochip
PoisoningHypothyroidism
De-worming
InjuriesDigestive Issues
teeth cleaning
EmergenciesIVDD
Routine testing
Eye InjuriesVomiting and diarrheaAnnual exams
Snake BiteArthritisSpay and neuter
Toxin food ingestionParasitesUrinalysis (ERD)

*i. Not all pet insurance companies offer wellness plans. ii. Coverage items will depend and vary depending on the company and plan you choose.

What Does Pet Insurance Not Cover?

Pet insurance doesn’t cover everything! 

It is important to review the different plans carefully to see what is not covered when buying German Shorthaired Pointer Pet Insurance.

Most pet insurance policies exclude the following:

  • Grooming
  • Pre-existing conditions
  • Unrelated veterinary services
  • Behavioral training, therapy or treatment 
  • Breeding and pregnancy
  • Dog food or dietary or nutritional supplements
  • Boarding and transportation

This exclusion will vary depending on which pet insurance company and plan you choose.

Pro Tip: Please always READ your policy! Request the full list of exclusions before getting pet insurance. This will ensure your German Shorthaired Pointer is fully covered by the plan you pick and help you avoid running into surprises down the road.

How Do I Pick The Right Dog Insurance For My German Shorthaired Pointer?

The following tips will help you choose a policy that matches your German Shorthaired Pointer’s needs.

  1. Compare the coverage under each plan with your German Shorthaired Pointer’s specific health concerns.
  2. Research what illnesses are prevalent in your dog’s breed and pick your plan accordingly (Use our table above for the most common German Shorthaired Pointershealth issues).
  3. Speak with your veterinarian about your dog’s aging health concerns.
  4. Pick a plan based on the right cost and coverage benefits, not price alone.
  5. Obtain at least three quotes based on the information you provide about your German Shorthaired Pointer’s age, health, gender, and needs.
  6. The earlier you sign your German Shorthaired Pointer for pet insurance, typically means lower the monthly premiums 
  7. Evaluate and pick the monthly premium, deductibles, and reimbursement amount that best fits your needs.
  8. Narrow down your choices with our recommended top 3 providers.

Should I Get German Shorthaired Pointer Pet Insurance?

The bottom line is that GSP pet insurance may be a good idea, but it’s important to research and find the policy that fits your needs. As with any insurance, there are both pros and cons to consider before deciding.

If you are still unsure whether or not to get GSP pet insurance, consider the following: will your dog require expensive medical procedures during its lifetime? How much could you afford to pay out-of-pocket for your dog’s health care? If you answer “yes” to either of these questions, purchasing pet insurance may be in your best interest.

Reviewing different policies and comparing rates is the best way to find an affordable plan that meets your needs. Hopefully, this article has given you a better understanding of what to look for when shopping for pet health coverage.


Resources & References: [1] USA Today, [2] Value Penguin, [3] Washington Post

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