Best English Springer Spaniels Pet Insurance Plans: Cost, Quotes & FAQs
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This is the most comprehensive guide I’ve created for finding the best pet insurance for English Springer Spaniels. As an owner of this breed known for obedience and hunting, I understand their high activity level and excitable nature means I need to have proper pet insurance in case they get into trouble. I’m here to share everything I’ve learned, whether you’re searching for the best English Springer Spaniel insurance provider or want to know how much it might cost to insure your pet. Today, I’ll provide an overview of some of the top pet insurance companies and key insights on breed-specific susceptibility to health problems, treatment costs, accident likelihood, and other factors you must understand to decide if pet insurance is necessary for your English Springer Spaniel. Let’s dive right in!
Why you should trust us: Our writers, editors, and in-house veterinarians spend hours analyzing and reviewing products and services to help find what’s best for you. Read the product review methodology and editorial mission to find out how we test, analyze, and rate.
Best English Springer Spaniels Pet Insurance — At A Glance
Best Overall
Lemonade
The most comprehensive
options with excellent
monthly pricing for Springer Spaniels.
Best Personalized
Best No-Cap Payouts
Healthy Paws
Great for covering major
medical or ongoing expenses.
Beneficial for high-risk breeds.
What Is English Springer Spaniels Pet Insurance: Pet insurance is a healthcare policy that provides coverage for your pet, offering reimbursement for specific veterinary expenses. This ensures that your savings remain secure despite unforeseen medical costs. Such a policy involves a monthly premium. Should your pet fall ill or sustain an injury, you would file a claim with the insurance company to recoup your expenses.
The monthly premium for Springer Spaniel pet insurance
$29 to $46
How Much Does Pet Insurance Cost For English Springer Spaniels?
The insurance cost for a Springer Spaniel dog will vary based on several factors, including the pet’s existing health conditions, sex, age, and the area you reside in. It’s important to remember that with the progression of veterinary technology and increased claims within your locality, your insurance premiums may rise. For example, even if your Springer Spaniel is quoted at $55 per month, this rate is not fixed and could change.
According to our research, plans for Springer Spaniel can range from $29 to $46. You may spend more or less depending on where you live, the deductible rate and the reimbursement percentage you choose. Springer Spaniel dog owners can expect to pay an average $38 monthly premium.
Pet Insurance Quotes For English Springer Spaniels
We compared quotes from renowned pet insurance providers to estimate your expected average monthly premium for different life stages in Springer Spaniels.
| Company | Deductible | Reimbursement | Annual Reimbursement Limit | Monthly Price | Location | Gender | Breed | Age |
|---|---|---|---|---|---|---|---|---|
| Lemonade | $500 | 70% | $100,000 | $34.33 | SC, 29044 | Male | English Springer Spaniel | 6 years |
| Spot | $500 | 70% | Unlimited | $37.99 | SC, 29044 | Male | English Springer Spaniel | 6 years |
| Healthy Paws | $500 | 70% | Unlimited | $45.32 | SC, 29044 | Male | English Springer Spaniel | 6 years |
| Lemonade | $500 | 70% | $100,000 | $34.80 | CA, 95842 | Female | English Springer Spaniel | 2 year |
| Spot | $500 | 70% | Unlimited | $46.02 | CA, 95842 | Female | English Springer Spaniel | 2 year |
| Healthy Paws | $500 | 70% | Unlimited | $37.03 | CA, 95842 | Female | English Springer Spaniel | 2 year |
| Lemonade | $500 | 70% | $100,000 | $29.56 | TX, 75219 | Female | English Springer Spaniel | 6 months |
| Spot | $500 | 70% | Unlimited | $41.10 | TX, 75219 | Female | English Springer Spaniel | 6 months |
| Healthy Paws | $500 | 70% | Unlimited | $40.20 | TX, 75219 | Female | English Springer Spaniel | 6 months |
Springer Spaniel puppy monthly cost: $37
Adult Springer Spaniel monthly cost: $39
Senior Springer Spaniel monthly cost: $39
Is Pet Insurance For English Springer Spaniel Worth it?
The decision to purchase pet insurance for your Springer Spaniel hinges on various factors, including your pet’s health risk proclivity, tolerance for financial risk, and overall financial circumstances.
Consider a scenario where your Springer Spaniel falls seriously ill or suffers an injury from an accident, incurring veterinary bills in the thousands. On average, the most common dog treatments cost $254.[1] A more severe and common condition in Springer Spaniel, like Elbow Dysplasia, can cost between $1,500 and $4,000 to diagnose and treat. Can you pay for an unexpected $4,000 veterinary bill out-of-pocket? Most people can’t. The Federal Reserve states that 40% of Americans don’t have enough savings to cover a $400 emergency and 57% of U.S. adults cannot afford a $1,000 emergency expense.[2]
Investing in pet insurance for your Springer Spaniel is a wise choice to protect your finances and ensure your dog can receive the necessary care. With pet insurance, should an unexpected accident or illness occur, you could be reimbursed for 70% to 100% of the veterinary costs, depending on the details of your plan and provider. Pet insurance gives peace of mind, knowing your finances and pet’s health are covered.
Predict & Protect Your English Springer Spaniel’s Future Health
Canine Bible uses years of clinical health findings, pet insurance data points, trends, and surveys to identify common health conditions in dogs. By gaining insight into your Springer Spaniel’s potential future health issues and risks, you can take preventive action today and ensure that your Springer Spaniel does not become a part of these statistics.
1 in 3
dogs will need emergency veterinary treatment every year.
$250 to $8K
is the average cost of unexpected veterinary care for dogs.[3]
310
Springer Spaniel dog parents seek health advice every month.
2.7%
of Springers were found to be carriers of the mutant PFK allele.[4]
If you know your dog’s breed is predisposed to certain health issues, we strongly advise getting a pet insurance policy while your dog is still healthy. Chronic health conditions, emergencies, and vet visits can increase costs throughout your Springer Spaniel’s life. Pet Insurance can spare you a lot of financial trouble.
Dogs that develop chronic conditions under pet insurance coverage are guaranteed reimbursement for these issues for the duration of their life.Most Common Health Conditions In English Springer Spaniels
Cost to treat cardiomyopathy
Cancer in dogs is the abnormal growth of cells in their body, often leading to tumors. It can affect any organ, showing varied symptoms, and requires veterinary diagnosis and treatment.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat ear infections
Ear infections in English Springer Spaniels are common due to their floppy ears, which trap moisture and debris, creating a breeding ground for bacteria and yeast. Symptoms include scratching, redness, and odor. Regular cleaning and veterinary care are essential for prevention and treatment.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat bloat
Bloat also known as gastric dilatation-volvulus, is a rapid stomach expansion with gas and often a twist, obstructing blood flow. It’s a life-threatening emergency causing distress, drooling, and a swollen belly.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat hip dysplasia
Hip dysplasia involves abnormal development of the hip joint, leading to looseness and instability. This genetic disorder is exacerbated by rapid growth, obesity, and environmental factors. Symptoms include limping, difficulty in movement, and arthritis.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat epilepsy
Epilepsy in English Springer Spaniels is a neurological condition characterized by recurrent seizures, which can range from mild, barely noticeable episodes to severe convulsions. The cause is often genetic, making it a hereditary issue within the breed. Managing epilepsy typically involves long-term medication to control seizures and regular veterinary monitoring.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat patellar luxation
Patellar luxation in English Springer Spaniels involves the dislocation of the kneecap from its normal position. This condition, often genetic, can cause lameness or an abnormal gait. Factors like trauma or congenital defects contribute to its development. Severity varies, potentially leading to arthritis or reduced mobility in affected dogs.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat retinal dysplasia
English Springer Spaniels may develop retinal dysplasia, a congenital condition where the retina doesn’t develop properly. This can lead to impaired vision or blindness. The cause is primarily genetic, making responsible breeding practices essential for prevention.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat copper hepatopathy
In this disease, excessive copper accumulates in the liver, leading to liver damage. English Springer Spaniels may have a genetic predisposition to this condition. The excess copper causes oxidative stress and liver inflammation, which can progress to liver failure if not managed.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat cushing’s disease
Also known as hyperadrenocorticism, Cushing’s Disease occurs when the body produces too much cortisol, often due to a tumor in the pituitary or adrenal gland. Symptoms include increased thirst, hunger, urination, and hair loss. Treatment options depend on the underlying cause and can range from medication to surgery.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat glaucoma
Glaucoma in dogs is a condition where increased pressure within the eye leads to damage to the optic nerve, causing pain and potential blindness. It can be hereditary or secondary to other eye conditions. Early detection and treatment, which may include medication or surgery, are critical to prevent vision loss.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat elbow dysplasia
A common issue in large breeds, elbow dysplasia in English Springer Spaniels stems from abnormal development of the elbow joint, leading to joint laxity, pain, and lameness. Genetics play a significant role, and it can be exacerbated by rapid growth during puppyhood or improper nutrition.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat actinomyces infection
Actinomyces infection in dogs is a bacterial condition caused by Actinomyces bacteria, commonly found in the oral cavity. It leads to abscesses and swelling, often around the face and neck. This infection usually occurs after oral injuries, and its treatment involves long-term antibiotic therapy to combat the bacteria.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Why Get Pet Insurance For English Springer Spaniels?
Benefits For Springer Spaniels
Benefits For Owners
How to Pick The Best English Springer Spaniels Pet Insurance
Best Pet Insurance For English Springer Spaniels
1. Best Overall English Springer Spaniel Pet Insurance
Lemonade
Who It’s For: Excellent for English Springer Spaniel parents seeking the best all-around comprehensive coverage for accidents & illness at a value price.
Why we picked and recommended it: We named Lemonade our best overall pet insurance for Springer Spaniels for its comprehensive coverage, pricing, availability, and customer service. Lemonade premiums usually start at just $10 monthly, the lowest in the industry. We ran a few quotes for a healthy Springer Spaniel at a $500 deductible and 70% coverage to estimate your monthly premium. Based on our research, you can expect to pay between $29 and $35 monthly. We love that Lemonade is tech-forward, making it easy to manage your policy and file claims through an app. Their plans cover accidents and illnesses, including injuries, poisonings, broken bones, sprains, infections, general sicknesses, cancer, heart disease, hip dysplasia, hernias, skin conditions and more. They also offer several add-ons to help pet owners pay for exam fees, physical therapy, and preventive care.
2. Best Personalized English Springer Spaniel Pet Insurance
Spot
Who It’s For: Spot Pet Insurance is ideal for Springer Spaniel dog owners who want the most flexibility when customizing their policy to fit their budget and coverage needs.
Why we picked and recommended it: Spot Pet Insurance offers seven annual limit options, three reimbursement levels, and five annual deductibles. They offer the lowest deductible in the industry ($100), meaning that when your Springer Spaniel gets sick, you pay less upfront before your plan starts paying. With so many customization options, this company is our top pick for finding a plan for meeting your specific financial needs and those of your pet. Spot’s policies also cover some items, such as exam fees and microchipping, that many other pet insurance providers don’t offer. They also have one of the cheapest plans for accident-only coverage, making it perfect for pet owners who only need minimal coverage. We ran a few quotes for a healthy Springer Spaniel at a $500 deductible and 70% coverage, based on our research, you can expect to pay between $38 and $46, but prices may vary depending on your location, English Springer Spaniels age, and other factors. Spot covers you when your English Springer Spaniel gets hurt unexpectedly, from tooth extractions and torn ligaments to surgery and hospitalizations.
3. Best No-Cap Payout English Springer Spaniel Pet Insurance
Healthy Paws
Who It’s For: With no financial cap, it’s ideal for covering major medical or ongoing expenses such as chronic conditions. Beneficial for high-risk breeds such as Springer Spaniels.
Why we picked and recommended it: Healthy Paws offers the benefit of no cap payout, meaning there’s no maximum limit on the amount they will pay, which is particularly advantageous for severe conditions or chronic diseases that require ongoing, expensive treatments. With no financial cap, you can choose the best treatments for your pet. This can include access to advanced medical procedures, specialized surgeries, or cutting-edge treatments that might otherwise be prohibitively expensive. Additionally, Healthy Paws stands out for its quick claim processing, typically paying 99% of claims in two days, notably faster than many competitors. We ran a quote for a healthy Springer Spaniel at a $500 deductible with 70% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $37 and $45. Healthy Paws insurance plans cover accidents and illnesses, cancer, emergency care, genetic conditions, alternative care, etc. They have competitive premium prices and fewer coverage exclusions.
Types of Pet Insurance Coverage For English Springer Spaniels
There are two main types of pet insurance plans.
What Does Pet Insurance Not Cover?
When choosing pet insurance for your Springer Spaniel, reviewing and understanding your policy’s exclusions is important.
Exclusions vary based on the pet insurance company and the policy you choose. Be sure to review the list of exclusions before purchasing pet insurance to confirm that your Springer Spaniel is adequately covered by the plan you select and help prevent surprises in the future.
Pet Insurance For English Springer Spaniel Puppies
Should you get pet insurance for your Springer Spaniel puppy? Here are the top reasons you should consider Springer Spaniel puppy insurance.
Average Cost of English Springer Spaniels Vet Bills
This is what you will pay out-of-pocket on average if you don’t have pet insurance or a wellness plan.
Average Cost of Typical Vet Procedures
| Typical Vet Procedure | Average Cost of Procedure |
|---|---|
| Puppy vaccinations | $75 - $100 |
| Flea & tick prevention | $40 - $200 |
| Heartworm prevention | $24 - $120 |
| Spay or neuter surgery | $200 - $800 |
| Annual exam | $240 - $600 |
| Teeth cleaning | $200 - $500 |
| Microchip | $40 |
Average Cost of Emergency Vet Procedures
| Typical Vet Procedure | Average Cost Of Procedure |
|---|---|
| General consultation/exam | $100 - $150 |
| General bloodwork | $80 - $200 |
| X-rays | $150 - $250 |
| Ultrasound | $300 - $600 |
| 1-2 day hospitalization | $600 - $1,700 |
| 3-5 days holspitalization | $1,500 - $3,500 |
| Wound treatment & repair | $800 - $1,500 |
| Emergency surgery | $800 - $2,500 |
| Oxygen therapy | 500 |
Sources: 5 & 6
Factors That Impact the Cost of Your English Springer Spaniel Pet Insurance Policy
Deductibles, co-pays & coverage limits
The lower the amount you pay out of pocket for your pet’s care, the higher your insurance premium will be. For instance, selecting a deductible of $300 instead of $800 means you’ll get reimbursed quicker for your pet’s care, but it also leads to higher premium payments.
Breed
Certain breeds are prone to congenital health issues. For example, breeds such as Springer Spaniels often struggle with Cancer and bloat. These breed tendencies could influence your pet insurance expenses.
Location
Local veterinary care expenses are taken into account by pet insurance companies when setting the price of your policy.
Pet’s Age
Older pets generally face more health problems, which results in higher insurance premiums because there is a higher risk for the insurance company.
Understand Insurance Policy Basics
How Does Pet Insurance Work?
Imagine your Springer Spaniel’s pet insurance policy has the following terms:
Now, let’s say your Springer Spaniel incurs a veterinary bill of $2,500 for medical treatment.
This example assumes you haven’t yet met your deductible for the year. If you’ve already met your annual deductible, you won’t have to pay again for this or any new claims within the same policy year. And, since every claim you make contributes to your annual payout limit after the insurance company pays $2,070 for this claim, the remaining yearly payout limit is $20,000 – $2,070 = $17,930.
Frequently Asked Question
English Springer Spaniel Pet Insurance — Conclusion
It’s easy to get attached to a Springer Spaniel, a lively, playful, and loving companion who can provide years of companionship. Although they’re generally a healthy breed, all dogs are susceptible to health issues. To protect both your Springer Spaniel and yourself from hefty veterinary bills, it’s wise to consider pet insurance. This insurance ensures that you’re prepared for unexpected vet expenses and can provide the best possible care for your beloved pet. I hope this article has given you insight into what to look for when shopping for pet insurance and has helped you understand the basics. With the right plan, you can rest easier knowing your Springer Spaniel will receive the care they deserve.
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Disclaimer: The details about insurance company offerings, including prices, availability, and contract specifics, can change at any time and are at the discretion of the insurance company. This website does not control these changes. The information provided here is for reference only. It is important to thoroughly read and understand your policy before signing up for a new insurance contract, as your situation may differ from the examples used in this article.
Sources
Canine Bible uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process and product review methodology to learn more about how we fact-check, test products, and keep our content accurate, reliable, and trustworthy.
- Breiner, B. (2023). Average Cost of Pet Insurance: 2023 Quotes. ValuePenguin.
- Gillespie, L. (2023, February 23). Bankrate’s Annual Emergency Fund Report. Bankrate.
- Healthy Paws Pet Insurance. (2019). 2019 Cost of Pet Health Care Report.
- English Springer Spaniel | Embrace Breed Library. (n.d.).
- Average Cost Of Emergency Vet Visits | Find Out What You Will Pay. (2020, March 19). Emergency Vets USA.
- Cost of Owning a Dog: From Initial Cost to Annual Essentials. (n.d.). The Dog People.
Canine Bible authorship represents the unified voice of our entire editorial team and our in-house veterinarians rather than a single author. Each article, blog post, and review published under the Canine Bible name undergoes a rigorous review process, involving all team members to guarantee accuracy and up-to-date in accordance with the latest veterinarian research. This collaborative effort is an integral part of our editorial process and aligns with our four pillars of content creation. This approach ensures our content is backed by expert knowledge and factual information, offering our readers reliable, actionable, and trustworthy content.
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