Top English Springer Spaniels Pet Insurance Plans: Cost, Quotes & FAQs

english springer spaniel pet insurance

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This is the most comprehensive guide to finding the best pet insurance for English Springer Spaniels.

As a top breed for obedience and hunting, the English Springer Spaniel is a versatile pup that can adhere to almost any lifestyle. But with their high activity level and excitable nature comes the need for proper pet insurance if they get into trouble.

We’ve got you covered whether you’re looking for the best English Springer Spaniel pet insurance provider or want to know how much it will cost to insure your pup.

Today, we give an overview of some of the top pet insurance companies and key insights on breed-specific susceptibility to health problems, treatment cost, accident likelihood, and other factors you need to understand to decide if pet insurance is necessary for your Havanese dog. Let’s dive right in!

The Best Pet Insurance Companies For English Springer Spaniels

Here are Canine Bible’s top 3 picks for the best pet insurance for English Springer Spaniels.

You can click this link to go straight to the reviews, but we encourage you to keep reading to make a more informed decision about getting pet insurance for your English Springer Spaniel.

healthy paws pet insurance
Top Pick

Best Overall

embrace pet insurance
Top Pick

Curable Pre-Existing Conditions

pets best pet insurance
Top Pick

Best Value

  1. Healthy Paws: Best overall pet insurance for your English Springer Spaniel.
  2. Embrace Pet Insurance: Great for curable pre-existing conditions.
  3. Pets Best: Best value for your wallet.

What Is Pet Insurance?

Getting pet insurance for your English Springer Spaniel dog is equivalent to getting health insurance for yourself. Pet Insurance is designed to reimburse dog owners for unexpected veterinary expenses and related fees, giving peace of mind and protecting your savings.

How Much Does Pet Insurance Cost For English Springer Spaniels?

English Springer Spaniel’s dog insurance prices will be based on your pet’s pre-existing health conditions, gender, age, location, and other factors.

Keep in mind rising vet costs due to advances in technology and an increasing number of claims in the location where you live can make your monthly payment increase. For instance, if your English Springer Spaniel is quoted at $45 per month today, that price is subject to change.

We compared quotes for plans for English Springer Spaniels with three popular pet insurance providers to help you find the best fit for you in terms of monthly premiums and coverage.

We chose three English Springer Spaniels at different stages in their life. An adult English Springer Spaniel (5 years old), a young English Springer Spaniel (1-year-old), and a puppy English Springer Spaniel (3 months old).

Check out this Pet Insurance cost comparison table for English Springer Spaniels.

Pet Insurance Quotes For English Springer Spaniels

CompanyDeductibleReimbursementAnnual Reimbursement LimitMonthly PriceLocationGenderBreedAge
Healthy Paws$50080%Unlimited$37.09Dalla TX
(zip code: 75216)
MaleEnglish Springer Spaniel5 years
Embrace$50080%$30,000$53.67Dalla TX
(zip code: 75216)
MaleEnglish Springer Spaniel5 years
Pets Best$50080%Unlimited$40.94Dalla TX
(zip code: 75216)
MaleEnglish Springer Spaniel5 years
Healthy Paws$50090%Unlimited$32.28Orlando
(zip code: 32805)
FemaleEnglish Springer Spaniel1 year
(zip code: 32805)
FemaleEnglish Springer Spaniel1 year
Pets Best$50090%Unlimited$29.09Orlando
(zip code: 32805)
FemaleEnglish Springer Spaniel1 year
Healthy Paws$50070%Unlimited$32.17Los Angeles
(zip code: 91303)
FemaleEnglish Springer Spaniel3 months
Embrace$50070%$30,000$48.51Los Angeles
(zip code: 91303)
FemaleEnglish Springer Spaniel3 months
Pets Best$50070%Unlimited$39.89Los Angeles
(zip code: 91303)
FemaleEnglish Springer Spaniel3 months

So, how much are you expected to pay for canine insurance for your English Springer Spaniel?

If you get Pet Insurance for your English Springer Spaniel, you can expect to pay between $29 to $54 per month. Depending on where you live, what deductible, and the reimbursement percentage you choose, you may spend more or less.

NOTE: The quotes we ran were for dogs with no pre-existing conditions. All quotes are from March 2022.

Is Pet insurance For English Springer Spaniels Worth it?

You should purchase pet insurance to protect your dog and your finances in the event of an accident. Depending on your plan, you may receive a reimbursement of 70% to 90% of the vet bill.

Are you still unsure about the worth of pet insurance?

Here are three main reasons you should consider getting pet insurance for your English Springer Spaniel.

1. Avoid Deciding Between Your Wallet & Your English Springer Spaniel

USA Today reports that many dog owners have had to make the terrible decision to euthanize their pup because they didn’t have the money to pay for surgery or treatment.1

With pet insurance, you will be able to seek out medical care for your sick or injured English Springer Spaniel without worrying about hurting your finances.

On average, the most common dog treatments cost $252.75, while a more severe and common condition in English Springer Spaniels, like Elbow Dysplasia, can cost between $1,500- $4,000 to diagnose and treat.2

2. Accidents

According to a survey conducted by the American Pet Products Association, nearly 70% of households in the U.S. own a pet, and it’s estimated that 1 in 3 will need emergency veterinary treatment every year.

So, how does that translate to English Springer Spaniels numbers?

A recent survey found that roughly 90 million dogs live in the United States.3 So, unfortunately, 33% (1 in 3) of English Springer Spaniels may need emergency care this year.

This could lead to massive vet bills. In fact, the average cost of unexpected veterinary care for dogs is between $250 to $8,000, says Healthy Paws in a recent report.4

Having a good pet insurance plan will cover the majority of the vet costs as most pet insurance policies reimburse up to 80% (some go up to 90%) of total vet expenses after deductibles.

3. Common English Springer Spaniels Health Issues

The following table shows the most common health conditions English Springer Spaniels are likely to develop.

We also include the level of risk (susceptibility to each health condition) and how much you are expected to pay.

ConditionRiskCost to Diagnose & Treat
Elbow DysplasiaHigh$1,500 - $4,000
EpilepsyMedium$200 -$5,000
Actinomyces InfectionMediumVaries
Copper Storage DiseaseMediumVaries
Hip DysplasiaHigh$1,500 - $6,000
Retinal DysplasiaHighVaries
Patella LuxationHigh$1,500 - $3,000
GlaucomaMedium$1,400 (one eye) - $1,800 (both eyes)
Gastic Dilatation Volvulus (Bloat)High$1,500 - $7,500
CancerMedium$8,000 - $15,000
Ear InfectionHigh$100 - $250
Cushing’s DiseaseHigh$3,000 - $10,000

Data Source: Embrace & PetinsuranceQuotes.

Other Reasons To Get Dog Insurance For Your English Springer Spaniel

  • Delivers peace of mind
  • Can cover your pet’s hereditary condition
  • Avoid veterinary rising cost
  • Can help you find your missing/stolen pet
  • Can cover third-party liabilities
  • Helps you save money

PRO TIP: If you know your dog breed is prone to develop certain health issues, we highly recommend getting a pet insurance policy when your dog is still healthy. If your dog does develop chronic conditions down the road, you’re guaranteed reimbursement for these issues throughout your dog’s life.

Pet Insurance for your English Springer Spaniel can spare you a lot of financial trouble. Chronic health conditions, emergencies, and vet visits can rack up costs throughout your English Springer Spaniel’s life.

Best Pet Insurance For English Springer Spaniels

Here are Canine Bible’s top picks for the best pet insurance for English Springer Spaniels.

We’ve reviewed each company based on specific breed needs, customer reviews, affordability, and other factors to help you choose the right company and coverage for your English Springer Spaniel.

Best Overall: Healthy Paws

Why is Healthy Paws a good choice for your English Springer Spaniel?

There are no caps on payouts when you file a claim under a Healthy Paws insurance plan. 

A Healthy Paws insurance plan may cover accidents, illnesses, cancer, emergency care, genetic conditions, and alternative care.

They have competitive premium prices. We ran a quote for a healthy English Springer Spaniel at a $500 deductible, with 70% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $32 and $37.

With Healthy Paws, you can start protecting your English Springer Spaniel at just 8-weeks old. You can protect them from anything like a pesky bee sting to parvo.

Once you pay your deductible, there is no limit on the amount your policy can reimburse you. It also has fewer coverage exclusions compared to many competitors. Healthy Paws states that they pay 99% of claims in two days.

  • You can submit your claim online or via their app
  • Pet are eligible for coverage when they travel with you in the U.S. or Canada (up to 3 months)
  • BBB Rating: A+
  • Great email response time
  • Direct deposit or check reimbursement
  • No limit to how many claims you can make
  • 15-day waiting period for accident and illness
  • Doesn’t cover veterinary exam fee and behavioral therapies
  • No wellness plan
  • There is a one-time enrollment fee of $25
  • Can’t enroll pets over 4 years old in NY

Embrace Pet Insurance Review: Great For Curable Pre-Existing Conditions

If your English Springer Spaniel suffers from a curable pre-existing condition Embrace Pet Insurance is your best choice!

Most pet insurance companies do not cover pre-existing conditions, but Embrace distinguishes between curable and incurable pre-existing conditions. They can cover curable conditions after 12 months of symptom and are treatment-free.

Based on our research, if you sign up with Embrace, you can expect to pay between $45 and $54, but prices may vary depending on your location, English Springer Spaniel’s age, and other factors.

From tooth extractions to torn ligaments, Embrace has you covered when your English Springer Spaniel gets hurt unexpectedly. They can also cover Copper Storage Disease treatment, which English Springer Spaniels are prone to, as long as they were diagnosed after coverage.

Claims are handled relatively quickly (averages 10 to 15 business days), and centers for after-hour treatment are included in emergency care coverage. 

Also, your English Springer Spaniel’s annual deductible goes down $50 each year you don’t receive an accident or illness claim reimbursement.

  • Curable pre-existing conditions eligible for coverage
  • Reimburses for preventative veterinary care, grooming, training, and more with no per-item limits payout caps under their optional Wellness Rewards* plan
  • Coverage for exam fees
  • 24/7 PawSupport Pet Health Line to speak with a pet professional
  • BBB rating is A+
  • 10% multiple pet discounts
  • Coverage when traveling outside of the U.S. with your pet
  • $25 enrollment fee
  • $1.00 monthly transaction fee
  • Requires a 2-day waiting period for accidents
  • Must call for unlimited claim option

*Wellness Rewards not available in Rhode Island.

Best Value: Pets Best Review

Pets Best offers excellent pet insurance coverage for your English Springer Spaniel, but that’s also affordable.

We ran a few quotes for a healthy English Springer Spaniel at a $500 deductible and a 70%, 80%, and 90% coverage to estimate your monthly premium. Based on our research, you can expect to pay between $29 and $41, depending on your location, pet’s age, gender, and other factors.

This company has no upper age limit so that you can enroll your aging English Springer Spaniel in a plan no matter their age. Keep in mind that rates go up depending on your pet’s age.

Their plans cover emergencies, cancer, illnesses, and other situations your senior dog may encounter. It even includes access to a 24/7 Pet Helpline so you can speak with a veterinarian any time.

It typically has a reasonable claim repayment time of 2 days if you have a direct deposit. If you don’t, it will take between 5-7 days.

  • Most affordable coverage pricing
  • BBB Rating: A+
  • 24/7 Pet Helpline to speak with a vet expert
  • Pet travel is covered in the U.S., Canada, and Puerto Rico
  • 30-day money-back guarantee
  • Routine care coverage
  • 5% multi-pet discount
  • No age limits
  • Accident and illness exam fee coverage
  • 14-day waiting period for illness and 3 days for Accident
  • Premiums increase as pet ages
  • 6-month waiting period for CCL injuries
  • Average claim repayment is longer than the competition

Average Cost of English Springer Spaniels Vet Bills (Healthy Vet Visit vs Emergencies)

Are you wondering how much you would have to pay out of pocket for regular vet visits and emergencies? Here is a breakdown of the average price for both.

If you don’t have insurance, you are likely to pay similar amounts for either type of visit.

Healthy Vet Visits

  • Puppy vaccinations: $75-100
  • Flea & tick prevention: $40-200
  • Heartworm prevention: $24-120
  • Spay or neuter surgery: $200-800
  • Annual exam: $240-600
  • Teeth cleaning: $200-500
  • Microchip: $40

Emergency Vet Visits

  • General consultation/exam: $100-$150
  • General bloodwork: $80-200
  • X-rays: $150-$250
  • Ultrasound: $300-$600
  • 1-2 day hospitalization: $600-$1,700
  • 3-5 day hospitalization: $1,500-$3,500
  • Wound treatment & repair: $800-$1,500
  • Emergency surgery: $800-$2,500
  • Oxygen therapy: $500

Pet Insurance For English Springer Spaniels Puppy

Should you get pet insurance for your English Springer Spaniel puppy? Here are the top reasons you should consider English Springer Spaniel puppy insurance.

  • Lower Premiums. Younger pets are cheaper to insure than their older counterparts. Because pet insurance rates are based on age, breed and location, your premium is lower with puppies.
  • Covering Future Conditions. If you know your dog breed is presdisposed to certain health issues, it’s best to insure your puppy before he shoes shows any symptoms or is diagnosed with an illness or issue. Most pet insurance provides won’t cover pre-existing conditions. However, if your puppy develops one (i.e. cancer, allergies, diabetis) when insured, your pet insurance company will cover the cost and any future expenses.
  • Puppies Get In Trouble. English Springer Spaniels puppies will eat, chew and lick pretty much anything. They are more prone to suffer from accidents and bacteria, virus infection.
  • Puppy Vet Bills. When you get a puppy for the first time, there are a lot of expenses associated with rasing a puppy. From toys, food to vet-related expenses. In fact, 81% of pet parents spend up to $500 on vet visits in the first year of having a puppy. While, the upfront costs for first-year pet ownership typically cost over $1,000 says the ASPCA.

Types of Pet Insurance Coverage

What does pet insurance cover? It depends on your plan. There are two main types of pet insurance plans.

Accident Plans: Covers accident-related medical care such as ingestion of foreign objects, poisoning, or if your English Springer Spaniel was hit by a car.

Illness Plans: Coves unexpected sickness, disease, and any changes to your dog’s normal healthy state (i.e., allergies and cancer)

You can sign up for 1 or 2 (or both), but this will mostly depend on your English Springer Spaniel needs and finances. Most pet insurance companies nowadays offer a single plan that includes accident and illness.

In addition to that, pet insurance providers also offer wellness plans, also known as “routine” or “preventative.” care plans. It covers most routine vet visits, such as vaccinations. A wellness plan is not pet insurance.

Take a look at the table below to see the most common items covered by each type of pet insurance plan.

Accident CoverageIllness CoverageWellness Coverage
Broken bonesObesityFlea, tick and worm treatments
Torn ligamentsUTIsRabies
Bite woundsCancerMicrochip
InjuriesDigestive Issues
teeth cleaning
Routine testing
Eye InjuriesVomiting and diarrheaAnnual exams
Snake BiteArthritisSpay and neuter
Toxin food ingestionParasitesUrinalysis (ERD)

*i. Not all pet insurance companies offer wellness plans. ii. Coverage items will depend and vary depending on the company and plan you choose.

What Does Pet Insurance Not Cover?

Pet insurance doesn’t cover it all!

When buying Pet Insurance for your English Springer Spaniel, you’ll need to carefully review the different plans to see what isn’t covered.

Most pet insurance policies exclude the following:

  • Grooming
  • Pre-existing conditions
  • Unrelated veterinary services
  • Behavioral training, therapy or treatment 
  • Breeding and pregnancy
  • Dog food or dietary or nutritional supplements
  • Boarding and transportation

This exclusion will vary depending on which pet insurance company and plan you choose.

Pro Tip: Please always READ your policy! Request the full list of exclusions before getting pet insurance. This will ensure your English Springer Spaniel is fully covered by the plan you pick and help you avoid running into surprises down the road.

How Do I Pick The Right Dog Insurance For My English Springer Spaniel?

Here are eight tips to help you choose the best pet insurance policy for your English Springer Spaniel.

  1. Compare the coverage under each plan with your English Springer Spaniel’s specific health concerns.
  2. Research what illnesses are prevalent in your dog’s breed and pick your plan accordingly (Use our table above for the most common English Springer Spaniels health issues).
  3. Speak with your veterinarian about your dog’s aging health concerns.
  4. Pick a plan based on the right cost and coverage benefits, not price alone.
  5. Obtain at least three quotes based on the information you provide about your English Springer Spaniel’s age, health, gender, and needs.
  6. The earlier you sign your English Springer Spaniel for pet insurance, typically means lower the monthly premiums 
  7. Evaluate and pick the monthly premium, deductibles, and reimbursement amount that best fits your needs.
  8. Narrow down your choices with our recommended top 3 providers.

Should I Get English Springer Spaniel Pet Insurance?

It is easy to get attached to a springer spaniel, a lively, playful, and loving companion who can provide years of companionship. Even though they are a relatively healthy breed, all dogs have the potential to develop health problems. To protect your Springer Spaniel and you from hefty veterinary bills, we recommend that you and your furry friend consider pet insurance.

You must have pet insurance to ensure that you are prepared for any unexpected vet expenses to provide the best care to your beloved Springer Spaniel.

Hopefully, this article gave you some ideas regarding what to look for when shopping for pet insurance and has helped you understand the basics of pet insurance.

Resources & References: [1] USA Today, [2] Value Penguin, [3] Washington Post [4] Healthy Paws Report

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Editorial Team at Canine Bible | + posts

Canine Bible authorship represents the unified voice of our entire editorial team rather than a single author. Each article, blog post, and review published under the Canine Bible name undergoes a rigorous review process, involving all team members to guarantee accuracy and up-to-date in accordance with the latest veterinarian research. This collaborative effort is an integral part of our editorial process and aligns with our four pillars of content creation. This approach ensures our content is backed by expert knowledge and factual information, offering our readers reliable, actionable, and trustworthy content.

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