Best Pet Insurance For Basset Hounds
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Known for their long ears and short legs, Basset Hounds are lovable and loyal companions. Although they may not be as active as other breeds, they still require proper care and attention to remain healthy. This includes getting the right insurance coverage to protect against unexpected medical expenses. Certain health issues Basset Hounds are prone to may require expensive treatment, so pet insurance can be a valuable investment for owners. This article will explore the best pet insurance options for basset hounds, including the cost and quotes for various plans. Understanding your options and selecting a policy that meets your needs is essential. Let’s get started!
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Best Basset Hound Pet Insurance — At A Glance
Best Overall
Best Personalized
Best No-Cap Payouts
Healthy Paws
Great for covering major
medical or ongoing expenses.
Beneficial for high-risk breeds.
What Is Basset Hounds Pet Insurance?
Basset Hound pet insurance is a healthcare policy that provides coverage for your pet, offering reimbursement for specific veterinary expenses. This ensures that your savings remain secure despite unforeseen medical costs. Such a policy involves a monthly premium. Should your pet fall ill or sustain an injury, you would file a claim with the insurance company to recoup your expenses.
The monthly premium for Basset Hounds pet insurance
$44 to $77
How Much Does Pet Insurance Cost For Basset Hounds?
The cost of pet insurance for a Basset Hound dog will vary based on several factors, including the pet’s existing health conditions, sex, age, and the area you reside in. It’s important to remember that with the progression of veterinary technology and increased claims within your locality, your insurance premiums may rise. For example, even if your Basset Hound is quoted at $55 per month, this rate is not fixed and could change.
According to our research, plans for Basset Hounds can range from $44 to $77. You may spend more or less depending on where you live, the deductible rate and the reimbursement percentage you choose. Basset Hound owners can expect to pay an average $59 monthly premium.
Pet Insurance Quotes For Basset Hounds
We compared quotes from renowned pet insurance providers to estimate your expected average monthly premium for different life stages in Basset Hounds.
| Company | Deductible | Reimbursement | Annual Reimbursement Limit | Monthly Price | Location | Gender | Breed | Age |
|---|---|---|---|---|---|---|---|---|
| Lemonade | $500 | 70% | $100,000 | $50.43 | SC, 29044 | Male | Basset Hound | 6 years |
| Spot | $500 | 70% | Unlimited | $71.48 | SC, 29044 | Male | Basset Hound | 6 years |
| Healthy Paws | $500 | 70% | Unlimited | $60.96 | SC, 29044 | Male | Basset Hound | 6 years |
| Lemonade | $500 | 70% | $100,000 | $44.85 | CA, 95842 | Female | Basset Hound | 2 year |
| Spot | $500 | 70% | Unlimited | $75.16 | CA, 95842 | Female | Basset Hound | 2 year |
| Healthy Paws | $500 | 70% | Unlimited | $49.80 | CA, 95842 | Female | Basset Hound | 2 year |
| Lemonade | $500 | 70% | $100,000 | $45.38 | TX, 75219 | Female | Basset Hound | 6 months |
| Spot | $500 | 70% | Unlimited | $77.33 | TX, 75219 | Female | Basset Hound | 6 months |
| Healthy Paws | $500 | 70% | Unlimited | $54.07 | TX, 75219 | Female | Basset Hound | 6 months |
Basset Hound puppy monthly cost: $59
Adult Basset Hound monthly cost: $57
Senior Basset Hound monthly cost: $61
Is Pet Insurance For Basset Hounds Worth it?
The decision to purchase pet insurance for your Basset Hound hinges on various factors, including your pet’s health risk proclivity, tolerance for financial risk, and overall financial circumstances.
Consider a scenario where your Basset Hound falls seriously ill or suffers an injury from an accident, incurring veterinary bills in the thousands. On average, the most common dog treatments cost $254.[1] A more severe and common condition in Basset Hounds, like Bloat, can cost between $1,500 and $7,500 to diagnose and treat. Can you pay for an unexpected $7,500 veterinary bill out-of-pocket? Most people can’t. The Federal Reserve states that 40% of Americans don’t have enough savings to cover a $400 emergency and 57% of U.S. adults cannot afford a $1,000 emergency expense.[2]
Investing in pet insurance for your Basset Hound is a wise choice to protect your finances and ensure your dog can receive the necessary care. With pet insurance, should an unexpected accident or illness occur, you could be reimbursed for 70% to 100% of the veterinary costs, depending on the details of your plan and provider. Pet insurance gives peace of mind, knowing your finances and pet’s health are covered.
Predict & Protect Your Basset Hound’s Future Health
Canine Bible uses years of clinical health findings, pet insurance data points, trends, and surveys to identify common health conditions in dogs. By gaining insight into your Basset Hound’s potential future health issues and risks, you can take preventive action today and ensure that your Basset Hound does not become a part of these statistics.
1 in 3
dogs will need emergency veterinary treatment every year.
$250 to $8K
is the average cost of unexpected veterinary care for dogs.[3]
7%
of Basset Hounds may be carriers of MPS1, a metabolic disease.[4]
720
Basset Hound dog parents seek health advice every month.
If you know your dog’s breed is predisposed to certain health issues, we strongly advise getting a pet insurance policy while your dog is still healthy. Chronic health conditions, emergencies, and vet visits can rack up costs throughout your Basset Hound’s life. Pet Insurance can spare you a lot of financial trouble.
Dogs that develop chronic conditions under pet insurance coverage are guaranteed reimbursement for these issues for the duration of their life.Most Common Health Conditions In Basset Hounds
Cost to treat bloating
Bloat also known as gastric dilatation-volvulus, is a rapid stomach expansion with gas and often a twist, obstructing blood flow. It’s a life-threatening emergency causing distress, drooling, and a swollen belly.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat entropion
Entropion in Basset Hounds is a condition where the eyelid rolls inward, causing eyelashes to rub against the cornea. This results in discomfort, tearing, and potential corneal damage. It’s often inherited, though can also arise from eyelid injuries or muscular spasms. Treatment typically involves surgical correction.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat hip dysplasia
Hip dysplasia involves abnormal development of the hip joint, leading to looseness and instability. This genetic disorder is exacerbated by rapid growth, obesity, and environmental factors. Symptoms include limping, difficulty in movement, and arthritis.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat skin disease
Dogs can suffer from various skin diseases, often manifested as itchiness, rashes, or hair loss. Causes range from allergies, parasites, and hormonal imbalances, to infections. Effective treatment requires identifying the underlying cause, which may involve dietary changes, medications, or topical treatments, depending on the specific condition. Regular skin care can help prevent recurrences.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat patellar luxation
Patellar luxation in Basset Hounds involves the dislocation of the kneecap from its normal position. This condition, often genetic, can cause lameness or an abnormal gait. Factors like trauma or congenital defects contribute to its development. Severity varies, potentially leading to arthritis or reduced mobility in affected dogs.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat elbow dysplasia
A common issue in large breeds, elbow dysplasia in Basset Hounds stems from abnormal development of the elbow joint, leading to joint laxity, pain, and lameness. Genetics play a significant role, and it can be exacerbated by rapid growth during puppyhood or improper nutrition.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Cost to treat intervertebral disc disease
Basset Hounds often suffer from IVDD due to their unique spinal structure. This condition leads to the degeneration of intervertebral discs, causing pain, weakness, and sometimes paralysis. The breed’s genetics and compact physique contribute to this risk.
*The overall cost of diagnosing and treating illnesses and injuries may vary. The above cost is based on average veterinary vet bill reports and claims submitted by pet insurance policyholders. We’ve used a 90% reimbursement rate for this scenario.
Why Get Pet Insurance For Basset Hounds?
How to Pick The Best Basset Hounds Pet Insurance
Best Pet Insurance For Basset Hounds
1. Best Overall Basset Hound Pet Insurance
Lemonade
Who It’s For: Excellent for Basset Hound parents seeking the best all-around comprehensive coverage for accidents & illness at a value price.
Why we picked and recommended it: We named Lemonade our best overall pet insurance for Basset Hounds for its comprehensive coverage, pricing, availability, and customer service. Lemonade premiums usually start at just $10 monthly, the lowest in the industry. We ran a few quotes for a healthy Basset Hound at a $500 deductible and 70% coverage to estimate your monthly premium. Based on our research, you can expect to pay between $45 and $50 monthly. We love that Lemonade is tech-forward, making it easy to manage your policy and file claims through an app. Their plans cover accidents and illnesses, including injuries, poisonings, broken bones, sprains, infections, general sicknesses, cancer, heart disease, hip dysplasia, hernias, skin conditions and more. They also offer several add-ons to help pet owners pay for exam fees, physical therapy, and preventive care.
2. Best Personalized Basset Hound Pet Insurance
Spot Insurance
Who It’s For: Spot Pet Insurance is ideal for Basset Hound dog owners who want the most flexibility when customizing their policy to fit their budget and coverage needs.
Why we picked and recommended it: Spot Pet Insurance offers seven annual limit options, three reimbursement levels, and five annual deductibles. They offer the lowest deductible in the industry ($100), meaning that when your Basset Hound gets sick, you pay less upfront before your plan starts paying. With so many customization options, this company is our top pick for finding a plan for meeting your specific financial needs and those of your pet. Spot’s policies also cover some items, such as exam fees and microchipping, that many other pet insurance providers don’t offer. They also have one of the cheapest plans for accident-only coverage, making it perfect for pet owners who only need minimal coverage. We ran a few quotes for a healthy Basset Hound at a $500 deductible and 70% coverage, based on our research, you can expect to pay between $71 and $77, but prices may vary depending on your location, Basset Hound’s age, and other factors. Spot covers you when your Basset Hound gets hurt unexpectedly, from tooth extractions and torn ligaments to surgery and hospitalizations.
3. Best No-Cap Payout Basset Hound Pet Insurance
Healthy Paws
Who It’s For: With no financial cap, it’s ideal for covering major medical or ongoing expenses such as chronic conditions. Beneficial for high-risk breeds such as Basset Hound.
Why we picked and recommended it: Healthy Paws offers the benefit of no cap payout, meaning there’s no maximum limit on the amount they will pay, which is particularly advantageous for severe conditions or chronic diseases that require ongoing, expensive treatments. With no financial cap, you can choose the best treatments for your pet. This can include access to advanced medical procedures, specialized surgeries, or cutting-edge treatments that might otherwise be prohibitively expensive. Additionally, Healthy Paws stands out for its quick claim processing, typically paying 99% of claims in two days, notably faster than many competitors. We ran a quote for a healthy Basset Hound at a $500 deductible with 70% coverage. Depending on your location, pet’s age, and other factors, you can expect to pay between $50 and $61. Healthy Paws insurance plans cover accidents and illnesses, cancer, emergency care, genetic conditions, alternative care, etc. They have competitive premium prices and fewer coverage exclusions.
Types of Pet Insurance Coverage For Basset Hounds
There are two main types of pet insurance plans.
What Does Pet Insurance Not Cover?
When choosing pet insurance for your Basset Hound, reviewing and understanding your policy’s exclusions is important. Exclusions vary based on the pet insurance company and the policy you choose. Be sure to review the list of exclusions before purchasing pet insurance to confirm that your Basset Hound is adequately covered by the plan you select and help prevent surprises in the future.
Pet Insurance For Basset Hound Puppies
Should you get pet insurance for your Basset Hound puppy? Here are the top reasons you should consider Basset Hound puppy insurance.
Average Cost of Basset Hounds Vet Bills
This is what you will pay out-of-pocket on average if you don’t have pet insurance or a wellness plan.
Average Cost of Typical Vet Procedures
| Typical Vet Procedure | Average Cost of Procedure |
|---|---|
| Puppy vaccinations | $75 - $100 |
| Flea & tick prevention | $40 - $200 |
| Heartworm prevention | $24 - $120 |
| Spay or neuter surgery | $200 - $800 |
| Annual exam | $240 - $600 |
| Teeth cleaning | $200 - $500 |
| Microchip | $40 |
Average Cost of Emergency Vet Procedures
| Typical Vet Procedure | Average Cost Of Procedure |
|---|---|
| General consultation/exam | $100 - $150 |
| General bloodwork | $80 - $200 |
| X-rays | $150 - $250 |
| Ultrasound | $300 - $600 |
| 1-2 day hospitalization | $600 - $1,700 |
| 3-5 days holspitalization | $1,500 - $3,500 |
| Wound treatment & repair | $800 - $1,500 |
| Emergency surgery | $800 - $2,500 |
| Oxygen therapy | 500 |
Sources: 5 & 6
Factors That Impact the Cost of Your Basset Hound Pet Insurance Policy
Deductibles, co-pays & coverage limits
The lower the amount you pay out of pocket for your pet’s care, the higher your insurance premium will be. For instance, selecting a deductible of $300 instead of $800 means you’ll get reimbursed quicker for your pet’s care, but it also leads to higher premium payments.
Breed
Certain breeds are prone to congenital health issues. For example, breeds such as Basset Hounds often struggle with Cancer and bloat. These breed tendencies could influence your pet insurance expenses.
Location
Local veterinary care expenses are taken into account by pet insurance companies when setting the price of your policy.
Pet’s Age
Older pets generally face more health problems, which results in higher insurance premiums because there is a higher risk for the insurance company.
Understand Insurance Policy Basics
How Does Basset Hounds Pet Insurance Work?
Imagine your Basset Hound’s pet insurance policy has the following terms:
Now, let’s say your Basset Hound incurs a veterinary bill of $1,000 for medical treatment.
This example assumes you haven’t yet met your deductible for the year. If you’ve already met your annual deductible, you won’t have to pay again for this or any new claims within the same policy year. And, since every claim you make contributes to your annual payout limit after the insurance company pays $560 for this claim, the remaining yearly payout limit is $10,000 – $560 = $9,440.
Frequently Asked Question
Basset Hounds Pet Insurance — Conclusion
Getting pet insurance for your basset hound depends on your budget and individual circumstances. Pet insurance is unsuitable for every basset hound owner, and several factors should be considered. Pet insurance can provide peace of mind by covering unexpected medical expenses for illnesses, injuries, and surgeries. If you have the financial resources to cover these costs, you may not feel the need to get pet insurance. However, pet insurance can provide a financial safety net if you don’t have a lot of extra money set aside for unexpected medical expenses.
You should also consider your basset hound’s health and any breed-specific conditions. Basset hounds can suffer from hip dysplasia and ear infections, which can be expensive. Pet insurance can help cover treatment costs if your basset hound already has a pre-existing condition or is at high risk of certain ailments. Be sure to research your options and weigh pet insurance’s potential benefits and costs before making a decision.
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Disclaimer: The details about insurance company offerings, including prices, availability, and contract specifics, can change at any time and are at the discretion of the insurance company. This website does not control these changes. The information provided here is for reference only. It is important to thoroughly read and understand your policy before signing up for a new insurance contract, as your situation may differ from the examples used in this article.
Sources
Canine Bible uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process and product review methodology to learn more about how we fact-check, test products, and keep our content accurate, reliable, and trustworthy.
- Breiner, B. (2023). Average Cost of Pet Insurance: 2023 Quotes. ValuePenguin.
- Gillespie, L. (2023, February 23). Bankrate’s Annual Emergency Fund Report. Bankrate.
- Healthy Paws Pet Insurance. (2019). 2019 Cost of Pet Health Care Report.
- Health & Research. (2018, November 12). Basset Hound Club of America.
- Average Cost Of Emergency Vet Visits | Find Out What You Will Pay. (2020, March 19). Emergency Vets USA.
- Cost of Owning a Dog: From Initial Cost to Annual Essentials. (n.d.). The Dog People.
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